Can I Use My Cash App Debit Card Internationally? [Alternatives]

Cash App is one of the most popular peer-to-peer (P2P) payment apps, with 36 million monthly active users. It’s fifth on the list of the most downloaded P2P payment apps worldwide. PayPal leads the pack with 361 million active users, followed by Google Pay, China’s Alipay, and India’s PhonePe.

Cash App’s impact on sending and receiving money remains undeniable. The app is even recognized as the best P2P tool for the lowest fees (1.5% fee, minimum $0.25). In addition, it offers flexibility, buying and selling stocks, using your bitcoin wallet to trade cryptocurrency, and linking Robinhood, GreenDot, and Chime to your account.

However, Cash App users may want to send money abroad to family and friends using the app.

So, can you use your Cash App debit card internationally? 

Short Answer: No, you cannot send Cash App money worldwide. However, the app allows you to send and receive money only from the United States and the United Kingdom. The restriction also applies when using your Cash App debit card for transactions.

Our comprehensive guide will explain the Cash App international transaction fees and the Cash App international alternative apps to send money to someone.

Can You Send Money Internationally With Cash App?

No, you cannot transfer money internationally using Cash App. However, you can now send or request money with Cash App between friends, loved ones, and businesses in the United Kingdom. Remember, Cash App is only available in the US and UK. 

Your recipient will receive the money in GBP when you send money outside of the US using Cash App. Then, the currency is automatically converted to the current market exchange rate when the payment is created.

Sending money internationally with Cash App is free with friends in the UK. But, of course, an instant transfer will incur a fee.

In addition, Cash App cannot be used outside the US and UK to withdraw money from ATMs. As a result, many global online retailers such as eBay and Amazon do not accept Cash App payments since it cannot be used outside of the countries mentioned.

Learn if you can use Cash App on Amazon.

Can I Use My Cash App Debit Card Internationally?

Unfortunately, you cannot use your Cash App debit card internationally unless it’s in the United Kingdom. Although it’s a Visa debit card, it’s linked to your Cash App account that only works in the US and the UK.

However, the benefits of using a Cash App card are still good. For example, you can customize your physical card, withdraw money from ATMs for Cash App, Cash Boost discounts and rewards, and card transaction limit after verification of $7,000 per transaction per day and $15,000 per month.

Learn how to link Netspend account to Cash App.

Does Cash App Work Overseas?

Cash App does not work overseas, except for the United Kingdom. Unfortunately, the card also doesn’t work in the US territories such as Guam, Puerto Rico, the US Virgin Islands, American Samoa, Northern Mariana Islands, or anywhere outside the US and UK.

To open a Cash App account, you must be a resident of the United States or the United Kingdom. In addition, you’ll be required to display valid government identification and proof of your residence in either country.

However, if you decide to live abroad or travel outside the US or UK, you won’t be able to use Cash App.

Popular countries you cannot use Cash App:

  • Canada
  • France
  • Germany
  • India
  • Jamaica
  • Mexico
  • Pakistan
  • Philippines
  • Puerto Rico
  • Russia

See our guide on transferring money from Reliacard to Cash App.

What Are The Cash App International Fees?

Cash App does not charge international fees when sending or requesting money from friends in the UK.

In addition, Cash App does not charge fees for transferring money outside your region. Generally, Cash App does not charge monthly fees, fees for sending or receiving money, inactivity fees, or foreign transaction fees. 

However, Cash App charges a 1.5% instant transfer from your account to your linked debit card. In addition, there’s a 3% fee to send money from your linked credit card.

See our guide on Walmart2Walmart money transfer fees and hours.

How Many Countries Use Cash App?

Cash App is currently limited to sending and receiving money in the United States and the United Kingdom. The money will automatically be converted from USD to GBP and transferred free of charge.

List of countries that use Cash App:

  • United States (excluding US territories such as Guam, Puerto Rico, the US Virgin Islands, American Samoa, and Northern Mariana Islands)
  • United Kingdom

See our guide on how long it takes to transfer money from Chime to Cash App.

Does Cash App Work in Mexico?

Cash App does not work in Mexico. Due to geo-tracking, Cash App only works in the US and UK and not in Mexico. In addition, your Cash App Visa debit card won’t work while traveling to Mexico or anywhere outside the US and the UK.

See our guide on the money transfer limit from Apple Pay to Cash App.

What Are Cash App International Alternatives?

You may find it frustrating to know Cash App is only available in the United States and the United Kingdom. However, there are alternative online platforms for sending and receiving money internationally. 

Here are Cash App international alternatives: 


Wise can transfer money from more than 59 countries in over 40 currencies. The platform is one of the lowest-cost services for international bank-to-bank or credit card-to-bank transfers $7000 and under. However, Wise does not offer instant transfers and only normal transfers.


PayPal allows you to transfer money to 200 countries. Bank account or PayPal balance transfer fees are 5%, while debit or credit card funding fees are 2.9%. In addition, you must pay a fixed fee for the country you’re sending money to.

Learn if you can transfer money from Cash App to PayPal.


The Revolut pre-paid currency card lets you make international payments fee-free in 150 currencies. Transferring money to other Revolut users in the SEPA region in EUR incurs no transfer fees. On the other hand, international payments to non-Revolut users are subject to a fee, depending on the currency and the country you are sending it.


Payoneer supports withdrawals to local bank accounts in over 150 countries. In addition, you can send money to other Payoneer users for free. However, if the recipient does not have Payoneer, you may be charged up to 2% of the transaction amount, plus fees charged by the bank.

Google Pay

Google Pay is a P2P payment system only available in a few dozen countries, but it can be used for NFC payments. There are no fees for international transfers using Google Pay; however, depending on your provider, fees may apply.


Paysend is available in over 100 countries and automatically converts currencies. Each Paysend transfer fee costs $2, regardless of the amount.

Unfortunately, approval may take up to three days due to the lengthy review process because most Paysend money transfers are for larger amounts. 


Powered by PayPal, Xoom money transfer is supported in over 160 countries. Xoom’s biggest advantage is its fast money transfer. However, the fees can be relatively high compared to other money transfer services, especially for small transactions. 


N26 is a full-service online bank in the US that charges no foreign exchange fees. In addition, it offers unlimited free ATM withdrawals in select countries and two free withdrawals at ATMs outside the network. Money transfers overseas are handled by Wise.

ACE Money Transfer 

ACE money transfer supports a limited number of currencies in over 100 countries. In addition, the service offers bank transfers, debit or credit cards, and cash pick-up support.

Facebook Pay

Facebook Pay is a P2P payment system recommended for sending money to friends and family via Facebook. A Facebook Messenger bot, powered by TransferWise, allows users to send and receive money from and to the United States, United Kingdom, Canada, Australia, and Europe.

See our guide on making $500 daily on Facebook.

World Remit

World Remit transfers money in 150 countries and can sign up in 44 nations. It provides affordable transfers with cash pick-up and mobile wallet support. However, World Remit doesn’t offer instant transfers to get your money fast.


Remitly allows you to send money internationally to 50 countries. For example, you can transfer money from the US, UK, Canada, Australia, Ireland, Germany, France, Italy, Spain, Austria, Belgium, Finland, Netherlands, Norway, Singapore, Sweden, etc.

Cash pick-up and mobile wallet support are available, but only for personal transfers. 


XE can transfer money to more than 170 countries in over 60 currencies if you’re from the US, UK, Canada, Europe, Australia, or New Zealand. The platform is good for large transfers from the US, such as $1000 and above. However, it only offers bank-to-bank transfers. 


OFX lets you send money to 190 countries in 55 currencies from the US, UK, Canada, Australia, New Zealand, Singapore, and Hong Kong. It’s a good place for sending large amounts of money over $7000 and offers phone support for transfers.

Like XE, OFX only offers bank-to-bank transfers. 

Learn if Walmart can cash international checks.

Use My Cash App Debit Card Internationally Summary

Cash App only works in the United States and the United Kingdom to send and receive money between the two countries. In addition, Cash App debit cards are also restricted to those two countries. Despite the Cash App limitations, there are several money transfer apps you can send money internationally.

See our guide on why a random person sent me money on Cash App.