325+ Stores That Accept Afterpay Near Me – Target?

Recent years have seen a rise in “Buy Now, Pay Later” apps, allowing you to purchase an item and make payments over time. According to reports, over 40% of American shoppers have used the installment payment feature this year.

Among the most popular buy now pay later services is Afterpay. It allows shoppers to make installments on items purchased until they are paid in full, with no credit check, and no interest charged. Afterpay is the cheapest way to borrow money with only a small late fee compared to credit cards, personal loans, 24-hour check cashing places and payday loans.

Before shopping at a retailer for buy now pay later services, note that not all stores accept Afterpay cards.

So, if you’re asking, “What stores accept Afterpay near me?” Our comprehensive guide lists your local retailers that take Afterpay and useful tips on how it works at hundreds of stores.

How Does Afterpay Work?

Afterpay lets you buy now and pay later without accruing interest. The payment platform is available for both Apple and Android devices.

Before you can make your first purchase with Afterpay, you’ll need to provide the necessary information, such as your name, email address, and shipping address. Then you’ll need to link a payment method such as a debit, credit card or bank account.

Once you’ve been approved for Afterpay and linked your bank account, you will be able to make purchases at any store that accepts it.

Afterpay lets you make installment payments or pay-off your purchase with one payment. If you prefer installments, you must make the first payment within two weeks of the purchase, and then every two weeks after that. Otherwise, you can make your first payment today and the remaining three payments over the next six weeks. 

See our guide on how to unfreeze your Afterpay account and why it happened.

What Stores Take Afterpay?

Are you looking for stores that accept Afterpay online and in-store? Our list has over 325 stores in the US. While there are still brick-and-mortar stores that are offline, we expect many more will add buy now pay later services in the near future.

Once your Afterpay account is linked to your credit card, debit card or bank account, then you’re ready to make installment payments on your retail purchases.

List of US stores that accept Afterpay:

Clothing & Accessories

  • Alo
  • American Eagle
  • American Giant
  • Anthropologie
  • ASOS
  • Athleta
  • Avenue
  • AllXNothing
  • Alo Yoga
  • American Eagle
  • Anaconda
  • BCBG
  • Beginning Boutique
  • Beaudazzled
  • Beddy’s
  • Big Blanket
  • Boohoo
  • Banana Republic
  • Bandier
  • BNKR
  • Bras N Things
  • Buckle
  • Calvin Klein
  • Camilla
  • Carhartt
  • Carmen Sol
  • Chinese Laundry
  • Coco & Lola
  • Cotton On
  • Camilla and Marc
  • The Children’s Place
  • Cost Plus World Market
  • Culture Kings
  • Dia & Co
  • Dillard’s
  • Deon Dane
  • Designer Revival
  • Dolls Kill
  • Draper James
  • DSW
  • Eli’s Western Wear
  • Etsy
  • Everlane
  • Fame & Partners
  • Forever 21
  • Forever New
  • Frye
  • Gap
  • Glue Store
  • HelloMolly
  • Honey Birdette
  • Hallenstein Brothers
  • J. Crew
  • Jaanuu
  • Jay Jays
  • JD Sports
  • Johnny Bigg
  • Just Jeans
  • Kivari
  • Levi’s
  • LLivia
  • Lorna Jane
  • Lucky Brand
  • Lululemon
  • Madewell
  • Marc Jacobs
  • Meshki
  • Modibodi
  • Muscle Nation
  • MYER
  • Nasty Gal
  • Nphilanthropy
  • NewChic
  • New York & Company
  • Nordstrom
  • Old Navy
  • Outerknown
  • Outdoor Voices
  • Nasty Gal
  • Pac Sun
  • PatPat
  • Pretty Little Thing
  • Princess Polly
  • Pura Vida
  • Purlisse
  • Ray Ban
  • Reformation
  • Reina Rei
  • Revolve
  • Rebecca Minkoff
  • Rebel
  • Rowie
  • Savage x Fenty
  • Showpo
  • Spyder
  • Sunday Somewhere
  • Sunglass Hut
  • Shock Mansion
  • Suboo
  • SurfStitch
  • Swarovski
  • Target (See our guide on Target accepting Venmo online and in-store)
  • The RealReal
  • The Vault
  • Thinx
  • Thistle & Spire
  • Three Bird Nest
  • Tillys
  • Tommy John
  • Tommy Hilfiger
  • Tipsy Elves
  • True Religion
  • Urban Outfitters
  • Volcom
  • Western Rise
  • Windsor
  • Witchery
  • YD
  • Zaful


  • Allbirds
  • Aquatalia
  • Belk 
  • Billini
  • Birkenstock
  • Crocs
  • DC Shoes
  • DSW
  • DTLR
  • Fila
  • Finishline.com
  • Dr. Martens
  • GOAT
  • Jimmy Choo
  • Merrell
  • Rothy’s
  • Skechers
  • Spring Step Shoes
  • Steve Madden
  • Stride Rite
  • TOMS
  • UGG
  • Wolverine
  • Zappos


  • Boot Junky
  • Old Gringo Boots
  • The Boot Jack
  • yeehawcowboy


  • Adornmonde
  • Brook & York
  • Ettika
  • Everyday Elegance Jewelry
  • Glow Up
  • Krystle Knight Jewelry
  • Lizzy James
  • Nashelle
  • Pandora
  • REEDS Jewelers
  • Sparkle & Jade
  • The Styled Collection
  • Uncommon Goods

Cosmetics & Personal Care

  • Anastasia
  • BH Cosmetics
  • Billionaire Beauties
  • Bodecare
  • Bare Minerals
  • Bobbi Brown Cosmetics
  • Clinique
  • Colourpop
  • E.L.F. Cosmetics
  • Estee Lauder
  • Fenty Beauty by Rihanna
  • Fragrance X
  • Glossier
  • ISA Professional
  • John Paul Mitchell Systems
  • Jurlique
  • Kosas Cosmetics
  • KVD Vegan Beauty
  • Lancome
  • MAC Cosmetics
  • Mr. Supplements
  • Origins
  • Pacifica
  • Physicians Formula
  • Perfume.com
  • Purlisse
  • Rite Aid
  • Shiseido
  • Sigma Beauty
  • Skinstore
  • SugarBearHair
  • Spf Skincare & Make-up
  • Tarte
  • Tula
  • U Beauty
  • Ulta Beauty
  • Vanity Planet


  • EyeBuyDirect
  • LensCrafters
  • ROC Eyewear

Home Goods & Tools

  • Bed Bath & Beyond
  • Beyond Tools
  • Beddy’s
  • Buy Buy Baby
  • Houzz
  • Lunch Punch
  • Mosaic Weight Blankets
  • Novogratz
  • Perfecto Keto
  • Pottery Barn
  • SensaCalm
  • Sleep & Beyond
  • Sur La Table
  • Vetta
  • Yankee Candle

Sporting Goods

  • Adidas
  • Luxbmx
  • Priority Bicycles
  • Reebok


  • Dick’s Sporting Goods


  • NAPA Auto Parts
  • Tire Wheels Direct


  • Asivio
  • Brevite
  • Lenovo
  • TNT Cellphone Repair


  • 2nd City Liquidators
  • Bed Threads
  • Best Choice Products
  • Birch Lane
  • Chairish
  • Furniture Online
  • Houzz
  • Joss & Main
  • Lamps.com
  • Landhill Beds
  • Levity
  • Pier 1
  • Techni Mobil Home and Office
  • Technisport USA
  • The Container Store
  • Wayfair
  • World Market


  • Nectar Sleep
  • Golden Mattress Plus
  • Space Foam
  • Tuft & Needle

See our guide on the Sam’s mattress return policy and Costco mattress return policy.


  • Klook
  • Priceline


  • Bella Luna Toys
  • Berkshire Baby
  • BlendJet
  • BLYN Toys
  • Blue Kazoo
  • Brain Rich Kids
  • DCU Shop
  • Giant Teddy
  • Gotham City Trading Post
  • Hoover House
  • SkipHop
  • Swingly
  • Team Sports Gift
  • William’s Store

Art Stores

  • Art Shed Online
  • Riot Art & Craft
  • Spotlight
  • Typo

Pet Stores

  • Charlotte’s Pet
  • Coyote Vest
  • I Heart Dogs
  • Paw Sleep
  • Petnap
  • PetStore.Direct
  • PetSmart
  • Redbubble

Baby Stores

  • Babylist
  • Baby Jogger
  • BuybuyBaby
  • Carter’s
  • Graco
  • Hanna Andersson
  • Little Land
  • Oshkosh
  • Patpat
  • Pipette
  • The Children’s Place


  • Motherhood
  • Mama Muse

Scrub Stores

  • Brunt Workwear
  • Hearts Scrubs
  • Jaanuu
  • Love Your Scrubs
  • TiScrubs
  • Workwear

What are the Requirements to Sign Up for Afterpay?

You can easily set up your Afterpay account as soon as you install the app on your mobile device. It’s important to note that you will need to meet certain requirements to setup a new Afterpay account.

Here are the Afterpay signup requirements: 

  • Must be a permanent resident of the United States, which includes all 50 states and the District of Columbia.
  • Must be of legal age, which in most states is 18 years old, and 19 years old in Alabama and Nebraska for wards of the state. 
  • Must be capable of signing legally binding contracts.
  • Must have a current email address. 
  • Must have a current phone number. 
  • Must provide a valid address for delivery.
  • Must have a valid and accepted payment method linked to your account (domestic debit and credit cards and bank checking accounts.)

See our guide on how to borrow money from Cash App and requirements.

What is the Minimum Afterpay Amount to Spend?

Currently, there’s no minimum spending limit for Afterpay. However, some store policies may impose a minimum spending limit to cover the fees they must pay to process your transaction.

We suggest asking the store associate if they have a minimum Afterpay amount to spend when shopping. In addition, the Afterpay app will show your maximum pre-approval amount before you make a purchase.

Does Target Accept Afterpay?

Yes, you can use Afterpay at Target online and the Target app as an interest-free payment option. However, you cannot use Afterpay at Target stores. To make a purchase, add your stuff to your online cart and select Afterpay to complete the transaction. 

See our guide on Target student discounts online and in-store.

Does Nordstrom Take Afterpay?

Yes, Nordstrom takes Afterpay in-store and online as an interest-free payment option. At the in-store checkout, activate the Afterpay Card and use Apple Pay or Google Pay to complete the transaction. Plus, you can pay for stuff at Nordstrom Rack with an Afterpay card. 

In addition, Nordstrom accepts Affirm, Klarna, and Zip Pay, formerly Quadpay. 

Does Zara Take Afterpay?

No, Zara does not take Afterpay financing in-store or online. However, Zara does take Zip for buy-now, pay-later financing. Zip pay lets you pay twenty-five percent of the purchase price upfront and the remaining three payments over six weeks. 

In addition, Zara takes Apple Pay, Zara gift cards, credit cards, PayPal, and cash. 

See our guide on the Zara return policy in-store and online.

Does Marshalls Take Afterpay?

Yes, Marshalls takes Afterpay in-store. Visit the Afterpay website to create a free account if you are 18 or older and verify your identity with an ID and phone number. You’ll make payments via the Afterpay app or website over four installments. 

Does TJ Maxx Take Afterpay?

Unfortunately, you cannot use Afterpay at TJ Maxx in-store. You can only use Afterpay at TJ Maxx to purchase a gift card. You can purchase a TJ Maxx gift card in a denomination ranging from $5 to $500. 

Instead, TJ Maxx uses the Zip buy now pay later service in-store for customers to make installments. 

In addition, TJ Maxx accepts Apple Pay, PayPal, major credit cards, TJX reward credit cards, and TJX Reward Platinum Mastercard.

See our guide on TJ Maxx senior discounts nearby.

Does JCPenney Take Afterpay?

No, JCPenney does not take Afterpay in-store or online. However, JCPenney accepts Klarna, PayPal Pay, and Zip Pay. These buy-now, pay-later services let customers pay in four installment payments. 

In addition, JCPenney takes Apple Pay, PayPal, credit cards, cash, and JCPenney gift cards. Plus, you can pay your JCPenney credit card with a personal check, cash, or money order.

See our guide on the best place to sell gift cards for cash online.

Does Old Navy Take Afterpay in-Store?

Yes, Old Navy takes Afterpay in-store and online as an interest-free payment option. At the in-store checkout, activate the Afterpay Card and use Apple Pay or Google Pay to complete the transaction. 

In addition, Old Navy takes the Zip buy-now, pay-later service for installment payments over six weeks. 

Does Hobby Lobby Take Afterpay?

No, Hobby Lobby does not take Afterpay in-store. However, Hobby Lobby accepts credit cards and Hobby Lobby gift cards online and in-store. In addition, you can use personal checks in-store and PayPal online. 

See our guide on where to buy Hobby Lobby gift cards.

Does Rue21 Accept Afterpay?

Yes, Rue21 accepts Afterpay in-store and online to make four installment payments for your purchases. In addition, Rue21 lets you use Klarna and Zip Pay to make interest-free payments on your purchase.

Does Nike Take Afterpay?

No, Nike does not take Afterpay in the US. However, Nike does accept Klarna for interest-free buy-now, pay-later installment payments. 

See our guide on how to get free Nike shoes online by mail.

Does Sephora Take Afterpay?

Yes, Sephora takes Afterpay interest-free payments in-store and online with standard shipping. In addition, Sephora takes Klarna buy-now, pay-later installment payments. 

See our guide on Ulta return policy and price match online.

Does Victoria’s Secret Take Afterpay?

No, Victoria’s Secret does not offer the Afterpay buy-now, pay-later service. However, Victoria’s Secret accepts Klarna interest-free installment payment financing. 

See our guide on the Victoria Secret sale dates calendar.

Does Lululemon Take Afterpay?

Yes, Lululemon takes Afterpay interest-free payments in-store and online. In addition, Lululemon takes Klarna buy-now, pay-later installment payments. 

Does Spirit Halloween Take Afterpay?

No, Spirit Halloween does not take Afterpay buy-now, pay-later financing. However, Spirit Halloween does accept Zip interest-free installment payments. Unfortunately, Spirit Halloween doesn’t take Apple Pay or Google Pay

In addition, Spirit Halloween accepts PayPal, credit cards, and Spencer’s gift cards online.

Does Saks Take Afterpay?

No, Saks does not take Afterpay in-store, but they do accept Klarna. However, you can use Afterpay to buy a Saks Fifth Avenue gift card.

Stores That Accept Afterpay Summary

There are hundreds of retail stores that accept Afterpay online and in-store. Places that take buy now pay later services include boot, big, bedding, beauty, bra, bike, bookstores, clothing, craft, computer, children’s, camera, designer, department store, designer, electronic, high-end, furniture, fishing, fabric, food, grocery, sporting goods, Halloween, home, hair, hobby, handbag, hat, kid, liquor, luggage, luxury, music, mattress, men’s, makeup, maternity, nail, shoe, pet, RC, scrub, plus size, tool, tire, vape, video, wig, western and watch stores.

Make sure your Afterpay account is set up and verified, then you can start making your buy-now, pay-later purchases today! 

See our guide on Walmart taking AfterPay in-store or online?