29 Places To Get (CHEAP) Money Orders Near Me with Fees and Locations (2020)

To get a money order is like getting a personal check but only better.  The check is written for a specific amount of money.  You can send prepaid amounts of money with no worries and with ease.  A Money order is like cash, a personal check, and secure payment all-in-one.  It’s a very efficient form of payment since so many local stores sell them. 

Why Would You Need to Get Money Orders?

  • Personal Check Alternative – Pay a company or individual as an alternative to a personal checking account
  • No Checking Account – You don’t have a checking account.  According to the U.S. News, 14.1 million adult Americans don’t have a bank account.  The non-account holders are referred to as unbanked. 
  • Confirmed Payment – Receipt shows the recipient received the payment; it’s proof of payment vs. cash
  • Security – Proves to the recipient that you have sufficient funds and the check won’t bounce
  • Cash Alternative – Money order can be a cash alternative with records of payment
  • Credit Card Alternative – Pay a bill to someone who doesn’t accept credit cards like a utility bill
  • No Online Banking Required – You can send or give a money order either in person or mail with ease
  • Gift Alternative – Mailing family or friends a money order as a cash alternative so you can replace it if it gets lost
  • International Money Order – Consider using the post office to send money internationally or Xoom.  Send someone money in about 30 countries. 
  • No Overdraft fees – Don’t have to worry about non-sufficient funds.

How Much Do Money Orders Cost?

Places that sell money orders charge different amounts.  Some will charge a flat fee while others charge a percentage of the total amount of the check—one of the cheapest places to buy money orders may be your local bank.  From what we’ve seen, a money order can be as cheap as free and up around $10 per order.  Realistically, you should be able to keep the cost of a money order under $2. There are plenty of places that sell them cheaper than even $5.

How to Pay For a Money Order?

The form of payment accepted will vary by store location.  The options include:

  • Cash
  • Credit card
  • Debit card
  • Gift Card
  • Traveler’s checks

Is There a (Large) Money Order Amount Limit?

Money orders have a maximum limit of $1,000 per single check.  Though many places have a lower limit.  Most places allow you to purchase multiple checks per day.  They tend to have a daily money order limit of $3,000 per day or less.  For example, you would buy two orders for $1,000 each if you need $2,000 in total.

Consider purchasing large money orders from your local bank or credit union.  In some cases, they cost more than buying a single but may cost less when buying several orders at once.

How to Buy a Money Order?

  • Bring appropriate payment: Every location accepts different forms of payment.  Most accept cash, but only some accept credit cards, debit cards, and gift cards. 
  • Complete form: Fill-in payee’s name, your address, list the account number if you’re paying a bill, and your signature.
  • Keep the receipt for your records: You’ll receive a paper slip or carbon copy receipt.  Keep and use it in case you lost money order.
  • Track my money order: Use to money order tracking number on your receipt to verify it was received and cashed.

Where to Get Free Money Orders Near Me?

The cheapest place to buy money orders is likely your local bank.  Some have free money orders at your nearby local bank for account holders.  We have a couple of check cashing stores listed below that will sell them for free.

Where to Cash a Money Order Near Me

Just because someone sells a money order, it doesn’t mean it’s a place that cash money orders nearby.  For example, convenience stores and pharmacies like CVS and 7-Eleven will not cash an order. 

Here are the best places to cash a money order:

  • Bank and Credit Union – It’s preferable to bring the order to a place you already have an account.  They will either charge you a reduced fee or cash a money order for free.  You can either cash it or deposit it in your account.
  • Grocery Stores – Select grocery stores will cash it.  Call the customer service desk ahead of your visit.
  • US Postal Service – If you hold a post office money order, then you can cash it at your local USPS office.
  • Big-Box Retail Stores – Most retails will only cash money orders if it was purchased from their brand.  For example, we can often buy and sell a Walmart money order because it’s the same place.
  • Check Cashing Place – Some locations sell them for free but check fees when your try cashing it in

Bring a government-issued photo I.D. when cashing a money order.

Where Can I Get Money Orders Near Me?

Several stores do money orders.  Though, only a few corporations make the checks.  The two leading corporations are Western Union and MoneyGram money orders.

They have partnerships with stores to do money orders around the U.S. and the world.  Here is a list of the 29 places that sell money orders nearby. 

Big-Box Retail Stores That Do Money Orders

Many stores do money orders you visit daily.  Some are national chains, while others are regional or local.  It is highly likely you frequent one of these stores daily or weekly. 

1. Walmart 

Walmart has over 4,700 locations in the U.S. and over 11,700 throughout the world.  As of 2017, around 91% of Americans live within 10 miles of a Walmart store, according to Consumerist

Walmart money order limit

  • Cost: 70 cents fee per money order
  • Type: MoneyGram services
  • Limit: $1,000 per money order at Walmart; $3,000 daily limit
  • Payment Methods: Walmart MoneyCard, cash, PIN-based debit card

Walmart is one of the cheapest places to buy money orders within our review.  Each Walmart money order costs only 70 cents each. 

Does Walmart cash money orders?

Yes, you can cash a money order at your local Walmart if it’s been purchased at a Walmart store.  Walmart will not cash the check if it’s from a non-Walmart.  

Do Walmart Neighborhood Markets have cheap money orders too?

Yes, Walmart Neighborhood Markets have money order services along with the rest of the financial services offered at regular Walmart stores.  They also cash checks at the customer service desk. 

2. Meijer

Meijer is one of the cheapest places to buy money orders.  Visit one of Meijer’s 240+ supermarkets in Michigan, Illinois, Kentucky, Ohio, and Wisconsin to find a cheap money order near me.  Though they are open 364 days per year and open 24 hours a day, you can only purchase a Western Union order from the customer service desk from 8 am to 10 pm.

Meijer prefers cash but also accept debit cards but no credit cards.  They are not a place that cashes money orders and only sells them. 

Lost Money Order Receipt at Meijer

With a lost money order receipt, you can receive a refund if stolen or missing.  Meijer will charge a non-refundable $15.00 processing fee for a refund.  Without a receipt, they charge a $30.00 non-refundable processing fee. 

Meijer money order fees

  • Cost: 65 cents fee per money order
  • Type: Western Union services
  • Limit: $500 per money order at Meijer; $3,000 daily limit
  • Payment Methods: PIN-based debit card, cash

Meijer store locations near me 

3. Kmart

Kmart still has over 50 stores open throughout the United States.  Call your local Kmart nearby to confirm they are still open and sell money orders using Western Union services. 

Kmart money order fees

  • Cost: 69 cents or more fee per money order; varies by location
  • Type: Western Union services
  • Limit: $500 per money order at Kmart
  • Payment Methods: Cash only

Kmart location near me

Grocery Stores That Sell Money Orders

Grocery stores that sell money orders are familiar places you frequent often and are nearby.  It’s a good idea to call around for the cheapest money order fee and the best hours of operation.  As listed below, many grocery customer service desks offer a multitude of financial services.

4. Kroger

Kroger has over 3,500 grocery locations throughout the United States.  The Kroger brands stores include Smith’s Food and Drug, Ralph’s, QFC, Pay-Less Super Markets, Owens Market, Mariano’s, Kroger, Jac C Food Store, King Soopers, Harris Teeter, Gerbes, Fry’s, Fred Meyer, Foods Co, Food 5 Less, Dillons, City Market, and Barker’s grocery store. 

The Kroger money services department offers to check cashing, pay bills to over 15,000 companies, sends money via Western Union, Coinstar kiosk, sell gift cards using Cardpool kiosk, and is a place that sells money orders. 

Kroger money order fees

  • Cost: 98 cents fee per money order
  • Type: Western Union services
  • Limit: $500 or $1,000 per money order at Kroger, depending on nearby location
  • Payment Methods: PIN-based debit card, cash

Kroger locations in USA

5. Family Fare

Family Fare, a division of SpartanNash, is a supermarket with stores in Michigan, North Dakota, Nebraska, Iowa, and South Dakota.  It operates over 85 stores in the Midwest.  Most locations have generous hours that go as long as 24 hours. 

  • Cost: 70 cents fee per money order
  • Type: Western Union services
  • Limit: $500 per money order at Family Fare
  • Payment Methods: PIN-based debit card, cash, credit card

Family Fare near me here 

6. Publix

Publix has over 1230 locations in the southeast, including Alabama, Florida, Georgia, North Carolina, South Carolina, Tennessee, and Virginia.  They will sell money orders but will not cash them.

Publix Money Order Fee

  • Cost: 85 cents per money order fee
  • Type: Western Union services
  • Limit: $500 per money order, but you can purchase more than one
  • Payment Methods: Cash and debit card are accepted

Publix Money Order Hours

You can get the money order at the customer care department desk.  Their hours are Monday through Friday from 8 am to 7 pm, and Saturdays 9 am to noon.

Publix store locations map here

7. Albertson’s

Albertson’s has over 2,250 locations throughout the United States.  The Albertson’s stores operate in 34 states, including store brands Acme Markets, Albertson’s, Carrs, Jewel-Osco, Pavilions, Randalls, Safeway, Shaws, Star Market, Tom Thumb, United Supermarkets, and Vons.  You can also cash a check and pay your bills at their money services desk for your convenience.  

Most of Albertson’s locations sell money orders but do not buy and cash orders.

Albertson’s money order fees

  • Cost: 89 cents per money order fee
  • Type: Western Union services
  • Limit: $500 limit per money order at Albertson’s
  • Payment Methods: Cash, credit card, debit card

Albertson’s locations near me here

8. Hy-Vee

Hy-Vee has over 240 supermarkets and gas stations in the Midwest, including Wisconsin, South Dakota, Nebraska, Missouri, Minnesota, Kansas, Iowa, and Illinois.  Their customer services desk can also sell you postage stamps, lottery tickets, photocopy, fax services, check to cash, phone cards, hunting and fishing licenses, Coinstar, and Rug Doctor rental services. 

Hy-Vee money order fees

  • Cost: 99 cents per money order fee
  • Type: Western Union services
  • Payment Methods: Cash or debit card

Hy-Vee grocery store finder here

9. Winco Foods

Winco Foods operates over 125 grocery stores in ten states from the west to the Midwest.  Each customer service counter offers money transfers, ATM withdrawals, payroll check cashing, Coinstar, fax services, and more. 

Each location sells money orders but does not buy and cash orders.

Winco money orders details

  • Type: Western Union services
  • Limit: $1,000 limit per money order at Winco
  • Payment Methods: Cash or debit card

Winco money order store locations near me

10. Stop & Shop

Stop & Shop has over 400 grocery and gas stations located on the east coast.  You can only buy a money order and cannot cash them.  Bring your state-issued photo I.D. when purchasing an order.

Stop & Shop money order fees

  • Cost: 99 cents to $1.50 money orders
  • Type: Western Union services
  • Limit: $1,000 or more per money order
  • Payment Methods: Cash or debit card

Stop & Shop location near me 

Pharmacy Money Order Near Me

There are well over 10,000 pharmacy locations where you can buy money orders nearby. 

11. CVS

CVS Pharmacy has over 9960 drug store locations in the U.S.  Some CVS stores are open 24 hours a day.  

Does CVS sell money orders?

Yes, they do, and a CVS, money order fee, is only 99 cents for each.  The amount limit at CVS for each is only $500.  CVS will only sell money orders and will not cash them.  Simply go to an open checkout register with a photo I.D. to buy a money order from the clerk.

CVS Money Order Fee

  • Cost: $1.25 fee per money order
  • Type: MoneyGram services
  • Limit: $500 per money order at CVS
  • Payment Methods: PIN-based debit card, cash

24 hour CVS near me now

12. Rite Aid

Rite Aid has approximately 2,500 stores in 19 states from coast to coast.  They use Western Union money order service during business hours but do not cash orders.  Rite Aid only accepts cash and will not accept credit cards or debit cards.

Rite Aid money order fee

  • Cost: 99 cents fee per money order
  • Type: Western Union services
  • Limit: $500 per money order at Rite Aid; up to $2,999 per day
  • Payment Methods: Cash only

Rite Aid locations near me

Post Office Money Order Near Me

When looking to get a money order near me, most people want to avoid going to the Post Office due to the long lines.  The best time to visit the Post Office is about 30 minutes after it opens.  Avoid Monday’s all together. 

13. Post Office

The cost of money order at the post office isn’t the cheapest but likely the most convenient place to buy.  The Post Office has over 31,000 locations in the United States vs. “only” 4,700 Walmart locations.  Not only will they sell, but the post office will also cash money orders in exchange for money.  

The U.S. Post Office money order is its own brand and does not use MoneyGram or Western Union services.  You may be required to show a valid government I.D. if it’s more than $1,000.

Post office money order fees

  • Cost Domestically: $1.25 fee per money order up to $500; $1.75 per order up to $1,000 domestically
  • Type: Postal Money Orders services
  • Limit: $1,000 per money order
  • Payment Methods: PIN-based debit card (not all), cash, traveler’s checks; credit cards are not accepted

Where to get an international money order

You can buy an international money order at the post office.  There is a $9.50 fee per money order up to $700.  That’s an expensive transaction.

Starting in 2019, the US Postal Service no longer accepts or issues money orders between Canada and the U.S.

Postal Military Money Orders Discount

Military post offices issue cheap money orders for a discounted fee of $0.45.  

How to Spot a Fake Money Order from the Postal Service

A thief can go to a place to buy a money order and change the denomination from $1 to a much more significant dollar amount.

Here are the steps to tell if a money order is fake:

  • On the left side, there are repeated watermarks of Ben Franklin from top to bottom
  • On the right side, there is a vertical multicolored thread that says, “USPS.”

Post Office locations near me

Local Bank

Getting a money order from your local bank is more convenient because you don’t have to walk cash into a store.  The cash will already be in your savings or checking account and makes it a more efficient transaction. 

Can you deposit the money order into your bank account?

A money order is similar to a personal check.  You can deposit the money order into your bank account.  If you don’t have one, then the order can be your opening balance.

Do banks charge for money orders?

The majority of banks tend to charge more than most retail stores. 

Select bank checking accounts that offer money orders for free.  Chase Bank offers free money orders on very select checking account plans such as the Chase Premier Plus.

Some banks will sell and even buy money orders for non-bank customers.  Expect to pay a higher fee as a non-customer of the local bank. 

An alternative to a bank is to use your local credit union money order services. 

14. Chase

Chase has more than 5,000 bank branch locations in 40 states and 16,000 ATMs throughout the U.S.

They offer free money orders for Chase Premier Plus Checking and Chase Premier Platinum Checking account holders.

Chase money order fees

  • Cost: Free money orders to $5 each
  • Limit: $1,000
  • Payment Methods: Personal checking account, cash

Chase money market locations nearby 

15. Bank of America

Bank of America has over 4,800 bank branches in 22 states. 

The money order fee is $5 and $1,000 limit.  Some states have a lower limit, check your local branch.

Bank of America locations nearby

16. Regions Bank

Regions Bank operates over 1,450 bank branches in 16 states in the Midwest and southeast.  Branch locations include Texas, Tennessee, South Carolina, North Carolina, Missouri, Mississippi, Louisiana, Kentucky, Iowa, Indiana, Illinois, Georgia, Florida, Arkansas, and Alabama.   

You can purchase a money order at Regions Bank without having an account.  They charge a $2 fee per order with a $1,000 limit per money order.

Regions Bank money order locations nearby

17. Fifth Third Bank

Fifth Third has over 1,200 locations in 10 states.  They are primarily located in the Midwest and southeast, including Florida, Georgia, Illinois, Indiana, Kentucky, Michigan, North Carolina, Ohio, Tennessee, and West Virginia.

Fifth Third charges a $1 fee for money orders using Western Union services.

Fifth Third money order locations nearby

18. Wells Fargo

Wells Fargo has over 8,000 bank branches and approximately 13,000 ATMs. 

Does Wells Fargo do a money order?

The money order fee at Wells Fargo is a flat $5 with a $1,000 limit.  They will waive the fee if you have a preferred checking account or a Wells Fargo At Work Checking Account.

Wells Fargo money order locations nearby

Credit Union

19. Security Services Federal Credit Union

Security Service Federal Credit Union has over 65 locations in Louisiana, New Mexico, Oklahoma, and Texas.  They offer checking and savings, loans, investment services, insurance, and more. 

Security Federal Credit Union fees

  • Cost: $2 fee per money order
  • Type: MoneyGram services
  • Limit: $1,000 per money order
  • Payment Methods: Cash or money directly from your checking or savings account

Nearest Security Federal Credit Union locations

Gas Stations That Do Money Orders Near Me

You’ll have better luck finding grocery and convenience stores having gas stations that do money orders vs. only places that only sell gas.  Here are a couple of the largest gas stations that offer forms of financial services. 

20. Kwik Trip

Kwik Trip gas station has over 600 locations in Wisconsin, Minnesota, and Iowa.  The Midwest convenience store and gas chain is price competitive in everything they do, from gas to selling produce.

Kwik Trip money order fees

  • Cost: $0.99 fee per money order
  • Type: MoneyGram services
  • Limit: $500 per money order, up to 2 per person
  • Payment Methods: Cash only

Kwik Trip locations map

21. Circle K

Circle K gas station operates in 35 states.  They are primarily located in the South, Southwest, Great Lakes, and Northeast.  According to Wikipedia, they have the second-largest number of U.S. convenience store locations only to 7-Eleven.  

Does Circle K sell money orders?

Yes, Circle K does money orders, and here are the fees and limits.  

  • Cost: $0.99-$1.29 fee per money order, varies by store
  • Type: MoneyGram services
  • Limit: $500 per money order, up to $1999-$2999 depending by state
  • Payment Methods: Cash only

Circle K locations near me

Western Union Money Order Near Me

Searching for a “Western Union money order near me” should be easy to find.  They have more than 500,000 Western Union agent locations in 200 countries and more than 100,000 kiosks and ATMs.

22. Western Union Agent Locations

Western Union calls itself the global leader in cross-currency and cross-border money movement.  They operate primarily through retail outlets, pharmacies, grocery, and convenience stores. 

There are many Western Union agency locations, but it’s much easier for me to find my local post office or Walmart. 

Western Union money order fee

  • Cost:  $1.25 fee (may vary) per money order up to $100; $1.50 fee (may vary) per order up to $1,000
  • Type:  Western Union services
  • Limit: $1,000 per money order at Western Union

Western Union near me open 24 hours locations

Where Can I Get a MoneyGram Money Order

The closest MoneyGram to your location is likely nearby, with over 350,000 worldwide.

23. MoneyGram Agent Locations

You can potentially reduce the amount of fees by going to the closet MoneyGram to your location.  Many of their agent locations will process your request and can possibly get the full amount of cash faster.

MoneyGram money order limit

  • Cost: 70 cents fee per money order
  • Type: MoneyGram services, of course
  • Limit: $1,000 per money order at MoneyGram
  • Payment Methods: Cash only in most cases

24. 7 Eleven

7 Eleven has over 8,500 convenience stores in the United States and over 60,000 worldwide. 

They’re located in 35 continental states from coast-to-coast.  Financial services include gift cards, fuel cards, prepaid cards, bill pay, and 7 Eleven money orders. 

7 Eleven money order fee

  • Cost: 65 cents per money order fee or 1-3% of the total depending on the location
  • Type: Western Union services and MoneyGram services; vary by franchise locations
  • Limit: $500 money order limit per money order at 7-Eleven
  • Payment Methods: Cash, credit card, debit card

Find 7 Eleven open 24 hours near me

Check Cashing Place Near Me

There are hundreds of close check cashing places nearby throughout the United States.  Most of the locations will sell money orders. 

Many 24-hour check cashing near your locations are open seven days a week, including Saturday and Sunday.  Review our list to find free money order nearby. 

Check-cashing stores tend to mostly cater to the unbanked consumer and charge higher fees.  Review the fee schedule of your local check cashing store before buying.  Check cash stores aren’t always known as the cheapest place to purchase money orders.  

25. PLS Financial Services

There are more than 350 PLS locations in retail locations in the United States in 12 states. 

You can go to PLS to get free money order nearby.  Buy a free money order except for a 25 cents service fee if PLS needs to complete the payee field or remitter.

PLS money order fee

  • Cost: free, except for remitter or payee field fee
  • Type: Western Union services
  • Limit: No money order limit
  • Payment Methods: Cash

Most of the PLS locations are open 24 hours.  Search nearby stores to see where to get a money order on Sunday. 

PLS money order near me

26. Ace Cash Express

There are more than 950 Ace Cash Express locations in the United States in 23 states.  They offer services including ATM, bill payments, check cashing, money transfers, tax services, payday loans, cash advance, installment loans, prepaid debit, and more.

You can go to PLS to get free money order nearby.  Buy a free money order except for a 25 cents service fee if PLS needs to complete the payee field or remitter.

Ace Cash Express money order fee

  • Cost: 89 cent starting fee
  • Type: MoneyGram services
  • Limit: $1,000, varies by state
  • Payment Methods: Cash

Is Ace Cash Express open on Sundays?

Yes, some of the Ace Cash Express locations are open on Sundays like California, Colorado, Arizona, and more.  Check nearby neighborhoods for hours.

Ace Cash Express locations near me

27. Speedy Cash

There are more than 100 Speed Cash locations in the United States in 14 states. 

You can go to Speedy Cash to get free money order nearby.  Visit any location and pay cash for a money order.  The process is as simple as write-in the person’s name or service provider. 

Speedy Cash money order fee

  • Cost: free money orders
  • Type: Western Union services or MoneyGram services
  • Payment Methods: Cash

Speedy Cash hours of operation

Most of the Speedy Cash locations are open seven days a week.  Search nearby locations to see where to get a money order on Sunday. 

Speedy Cash money order locations near me

28. Amscot

There are more than 230 Amscot Financial locations in Florida near Orlando, Miami area, and Tampa Bay.  The primary services offered include bill payment, check cashing, ATM’s at all branches, fax services, postage, prepaid access cards, short-term cash advances, notary services, and wire transfers.   

You can go to Amscot Financial to get free money order nearby.  Visit any Florida location and pay cash for a money order for unlimited purchases. 

Amscot fees for a money order

  • Cost: free money orders
  • Type: Western Union services
  • Limit: No Amscot money order limit, purchase as many as you want
  • Payment Methods: Cash

Amscot hours of operation

All Amsco locations in Florida are open 365 days a year. 

Closest Amscot to my location

Buy Money Order Online

There are only a few companies that allow you to get and buy a money order online.   

29. Xoom

Xoom money transfer app is a secure and fast way to send money and pay bills in over 30 countries worldwide.  Xoom, a PayPal service, can send money orders internationally using a U.S. bank account or a major U.S. credit card. 

The Xoom money transfer fee is based on the amount of the order and the country of the recipient.  

Click here to see how to send money through Xoom.

Get Money Orders Near Me Summary

Getting a money order can be purchased almost anywhere nearby.  Most common places sell them, including retailers, grocery stores, pharmacies, convenience stores, gas stations, check cashing places, post office, banks, and more.

It’s advised to shop around, but you can feel good if you can buy a money order for less than a dollar.  


Does Target sell money orders?

No, Target does not sell money orders.  Alternatively, you can go to Walmart, Meijer, and Kmart to get money orders nearby. 

Does Walgreens cash money orders?

I’ll save you a trip.  To my surprise, Walgreens does not sell or cash money orders at its stores.  Around 7,800 of their stores offer money transfer services through Western Union. 

Can I deposit a money order at an ATM?

Yes, assuming you have an ATM card, many banks allow customers to deposit money orders at their own ATMs.  Sign the dotted line and deposit it like you would a personal check.  You can deposit MoneyGram, Western Union, and US Postal Service money orders at select authorized ATMs. 

I lost my money order and what to do

Most places that sell money orders have a way to replace lost orders.  Keeping your receipt will speed up the replacement process.  You will likely be charged a replacement fee for lost money orders.  The replacement cost can run from $6 to over $20.  You will save money by having your receipt vs. the issuer needed to spend time investigating your lost order.

You can either replace a money order or cancel it if you lose it.  It can take 1-2 months for your cancellation to be processed.  Don’t lose it!

How do you track a money order (online)?

It’s easy to track a money order if you’ve saved your receipt.  MoneyGram and the US Postal Service let you track a money order online with the serial number found on your receipt from the purchase. 

Western Union offers an automated helpline to track your order at 800-999-9660.  You will find the Western Union money order 11-digit serial number on your receipt to check the status. 

Do money orders expire?

Money orders do not expire until after one-year after purchase.  You will have to pay an additional fee to cash it after one-year.  The service fee will be deducted from the face value of the redemption price. 

Do money orders have to be signed when purchasing?

Only some sellers require a money order signatures when buying.  If it does require a signature, on the front, it will either say, “Purchaser,” “Drawer,” or “Signature.  Never sign the back unless you are the recipient.  The back of the check will require the recipient to endorse the money order.

I found a blank money order, can I cash it?

Anyone can sign and cash a black money order if found or is lost.  You should insist on naming, addressing, and signing any money order, you buy with the recipient’s information.

How to spot a fake money order?

You can call the issuing company to verify the money order.  Here are signs on how to tell if the money order is fake:

  • The dollar amount area looks altered
  • Amount is too high; most everyone has either a $500 or $1,000 limit
  • No watermark.  MoneyGram, Western Union, and USPS prevent fake money orders by including a watermark

If you are still suspicious, it’s a fake money order and receipt, then insist on getting paid in cash.

Can you use a credit card for a money order?

Only a couple of places let you buy a money order with a credit card.  7-Eleven and Xoom allow you to purchase a money order with a credit card.  

Difference between cashier’s check and money order?

A cashier’s check can be for larger amounts and is issued only by a bank and requires you have a bank account to guarantee the funds.  A money order is via a third-party, inexpensive, more convenient locations, and can be usually purchased for up to $1,000 each. 

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