gas stations that do cash - Frugal Reality

22 Nearby Gas Stations That Do Cash Back (Open Now)

A busy to-do list makes it difficult to accomplish everything. An opportunity to turn two errands into one can be time-saving.

What if you want to fuel your car and get a cheap haircut on your way home? Finding gas stations that do cash back is a convenience. You can save a trip to your local bank before they close.

But why not just fuel and drive to a 24-hour ATM to withdraw $10? Maybe your bank branch is some miles away, closed on Sundays, or the out-of-network ATMs will charge you a high fee and take your hard-earned cash.

Driving to the bank is not only time-consuming but also gas sapping. It’s unacceptable for a frugal consumer or someone trying drastically cut expenses.

So the big question is: Are there gas stations that do cash back near me?

Short Answer: There are gas stations that give cash back so that you can get money on the go. Combine a road trip with some other errands. However, cash back policies vary among gas stations.

Most gas stations are independently owned and operated and may have unfavorable policies towards cash withdrawal. For example, a few locations charge a small fee while others or limit the accepted types of debit cards.

You’ll have to meet some minimum purchase requirements to get cash back in most gas stations. The stores tend to have a low cashback maximum. Don’t expect to get $500. Grocery stores give the most cash back in the hundreds of dollars.

How do I get Cash Back from my Debit Card?

Many gas stations allow you to get cash back from a debit card as a convenience service to help customers save time and avoid out-of-network fees. It’s an alternative way to withdraw cash from your checking account without paying any fees, such as an ATM.

First, you’ll need to make a minimum purchase from the gas station, such as candy, coffee, gas, or kerosene at the pump

Then you’ll be prompted to choose between debit and credit by the cashier or the card processing terminal. Choose the debit option to get cash back. You won’t be eligible if you process debit as credit. Also, you cannot use a debit card without a PIN number.

You’ll be asked whether you need cash back. Choose “Yes” and enter the amount of money you need. Options will be limited to the maximum cash back amounts offered by that specific store or gas station.

Getting the cash back will show on your bank statement as a single transaction because it’s combined with your purchase. The cashier will pay you the extra cash once the transaction is approved.

It’s such a convenience! Right?

But there’s some price to pay. First, most convenience stores and gas stations that do cash back have minimum purchase requirements for eligibility. If you’re not buying fuel, then you’ll have to find something cheap to buy.

Also, some stores and gas stations assess cash back fees to cover interchange fees charged by the acquirer. Cash back fees are similar to fees you pay when withdrawing cash from out-of-network ATMs.

What Gas Station Gives The Most Cash Back?

Hannaford is among the top gas stations that give the most cash back with a $100 limit. They accept debit cards, Discover credit cards, and personal checks with no fees.  

It’s easier to find gas stations that give $5 or $10 cash back but find locations giving a larger amount, such as $50 or higher. Stores with the highest cash back limit tend to be grocery stores or gas stations operated by supermarkets.

Gas Stations That Do Cash Back

There are gas stations that do cash back so that you can fuel your car and withdraw money from your debit card with a chip at the same time. The amount of cash back you can get from a gas station varies by the store’s policies, but it’s usually on the low end, especially compared to an ATM.

That said, not all gas stations do cash back. Some places only accept the most common brand cards such as Visa and Mastercard. For example, independently-owned gas stations may have more stringent policies around getting credit card cash back, such as fees and minimum purchases.

1. ampm

ampm has over 950 gas stations on the west coast.

Types: Mastercard, Visa, and Discover debit cards
Limit: $40
Fee: No
Other services: MoneyGram money transfer, check cashing, bill payment services, ATM
Hours: Open 24 hours, vary by store

Find an ampm gas station near me that does cash back now.

2. BP

BP has over 7,200 gas stations across the US, with most independently owned and operated.

Types: Debit cards only
Limit: $40
Fee: No
Other services: 24-hour ATM services, dependent on each store
Hours: Open 24 hours, vary by location

Find BP gas stations that give cash back near me.

3. Casey’s General Store

Casey’s General Store has more than 2,200 convenience store locations.

Types: Debit cards only
Limit: $20
Fee: No
Other services: Check cashing, ATM, propane exchange
Hours: Open 24 hours, but varies by location

Find a Casey’s General Store convenience store and gas station where I can get $10 cash back.

4. Chevron

Chevron has about 300 company-owned and about 400 franchised gas stations.

Types: Debit cards only
Limit: $40
Fee: No
Other services: Check cashing, ATM, propane tank refill
Hours: Many locations open 24 hours

Find Chevron gas stations that offer cash back.

5. Circle K

Circle K has more than 15,000 gas stations and convenience store locations in over 20 states.

Types: Debit cards only
Limit: $40
Fee: No
Requirements: Spend a minimum of $3 to get cash back
Other services: ATM, 24-hour check to cash
Hours: Open 24 hours, vary by location

Find a Circle K convenience store and gas station that gives cash back 24-hours a day.

6. Citgo

Citgo has about 5,000 gas stations in over 30 states. They’re a worldwide supplier of kerosene, jet fuel, lubricants, waxes, diesel fuels, and petrochemicals.

Types: Debit cards only
Limit: $40
Fee: No
Other services: Money orders, cash checks, mobile money transfer
Hours: Multiple locations open 24 hours

Find CITGO gas stations that do cash back near me.

7. Conoco

Conoco has about 2,000 gas stations across the US. 

Types: Mastercard, Visa, and Discover debit cards
Limit: $50
Fee: No
Requirements: $3 minimum purchase
Other services: ATM, sell money orders
Hours: Open 24 hours, vary by location

Find Conoco gas stations that do cash back near me.

8. ExxonMobil

ExxonMobil has about 12,000 gas stations, with most locations independently owned and operated.

Types: Debit cards only
Limit: $40
Fee: No
Other services: ATM, sell money orders
Hours: Open 24 hours, vary by location

Find ExxonMobil gas stations that do cash back near me.  

9. Hannaford

Hannaford supermarkets and gas stations have over 180 locations in the northeast, including Maine, New Hampshire, Massachusetts, New York, and Vermont.

Types: Debit cards, personal checks, and Discover credit card.
Limit: $100
Fee: No
Other services: Gift cards, rug cleaner rental, a liquor store that cashes checks, pharmacy, order groceries online, DVD rental
Hours: Most stores are open late until 10 pm

Find a Hannaford grocery and gas station that offers cash back.

10. Kwik Fill

Kwik Fill has about 280 convenience stores and gas stations in the northeast.

Types: Debit cards only
Limit: $20
Fee: No
Other services: Diesel, ATM, buy kerosene, gaming lounge, sells liquor, lottery, propane
Hours: Open 24 hours, varies by location

Find a Kwik Fill gas station to get cash back late.

11. Kwik Trip

Kwik Trip has over 600 convenience store and gas station locations with in-house dairy and bakery operations.

Types: Mastercard, Visa, and Discover debit cards only
Limit: $20
Fee: No
Other services: Sells MoneyGram money orders, kerosene, fee-free ATM
Hours: Open 24 hours, varies by location

Find Kwik Trip gas stations that give cash back near me.

12. Kum & Go

Kum & Go has more than 400 convenience stores in 11 states across the Midwest.

Types: Mastercard, Visa, and Discover debit cards only
Limit: $20
Fee: No
Requirements: Spend at least $2.50 to get cash back
Other services: Kerosene, ATM, solar power EV charging stations
Hours: Open 24 hours, varies by location

Find a Kum & Go gas station that does cash back with a debit card.

13. Marathon

Marathon has more than 10,000 convenience stores and gas stations across the US.

Types: Debit cards only; does not accept Discover
Limit: $50
Fee: $1.99
Other services: Sell gift cards, ATM, money orders
Hours: Many open 24 hours, varies by location

Find Marathon gas stations near me that do cash back.

14. Meijer

Meijer has over 250 supercenters and more than 200 gas stations across the Midwest.

Types: Debit cards, personal checks
Limit: $50 for debit card and $25 on personal checks
Fee: No
Other services: Shipt, gift cards, fuel centers for pilot car driver for oversized vehicles, stamps, sells Western Union money orders, check cashing, 48-hour BISSELL carpet cleaner rental
Hours: Open 7 days a week and opening at 6 am. Most locations are open until 9 pm to midnight. Several Meijer gas stations are open 24 hours.

Find Meijer gas stations and retail stores open 24 hours that give cash back with personal checks.

15. Phillips 66

Phillips 66 has more than 7,500 gas stations in 48 states that are independently owned.

Types: Debit cards only, vary by location
Limit: $50
Fee: No
Requirements: $3 minimum purchase
Other services: ATM, check cashing
Hours: Open 24 hours, varies by location

Find a Phillips 66 gas station that does cash back with a debit card.

16. QuickTrip

QuickTrip has roughly 900 gas stations and convenience stores from coast to coast.

Types: Debit cards only; accepted at select locations
Limit: Varies by store
Fee: No
Requirements: $3 minimum purchase
Other services: ATM, sell Western Union money orders
Hours: Open 24 hours, varies by location

Find a QuickTrip gas station where I can get $10 cash back.

17. Shell

Shell has over 14,000 gas stations in the US and most with convenience stores. The gas station will cash checks and offers other money services.

Types: Debit cards only
Limit: $40
Fee: No
Other services: Get money orders, 24-hour ATMs, check cashing
Hours: Open 24 hours, vary by location

Find a Shell gas station where I can get 5 dollars cash back.

18. Sunoco

Sunoco has over 7,300 gas stations in over 30 states.

Types: Mastercard and Visa debit cards; no Discover debit cards accepted
Limit: $40
Fee: No
Requirements: Spend at least $3 to get cash back
Other services: ATM, check to cash
Hours: Open 24 hours, varies by location

Find a Sunoco gas station where I can get 10 dollars cash back.

19. Texaco

Texaco has more than 1,300 gas stations in 12 states in the southeast.

Types: Debit cards only
Limit: $10-$20
Fee: No
Other services: Check cashing, ATM, lotto
Hours: Open 24 hours, varies by location

Find a Texaco gas station where I can get $10 cash back.

20. Valero

Valero has over 7,400 convenience stores and gas stations in the US.

Types: Debit cards only
Limit: $20
Fee: No
Other services: Sells MoneyGram money orders at select locations
Hours: Open 24 hours, varies by location

Find a Valero gas station location where I can get $5 cash back.

21. Weis Markets

Weis Markets has about 200 convenience store and gas station locations in seven states on the east coast.

Types: Visa, Mastercard, and Discover debit cards
Cash Back Limit: $50
Requirements: No minimum purchase
Other services: ATM, sell dry ice
Hours: 7 am – 9 pm, may vary by store

Find a Weis Markets gas station that gives cash back near me.

22. 7-Eleven

7-Eleven has more than 14,000 convenience stores and gas stations in the US and Canada.

Types: Debit cards only
Limit: $10
Fee: No
Requirements: Limited to two transactions per day at most locations
Other services: MoneyGram money orders or Sells Western Union
Hours: Open 24 hours, varies by location

Find a 7-Eleven gas station for cash back near me open now.

What Gas Stations Do Not Offer Cash Back?

You’ll run into some gas stations that don’t offer cash back as part of corporate policy or limited money services, including:

  • Cumberland Farms
  • Fastrip
  • GetGo
  • Holiday Stationstores
  • Love’s
  • Pilot Flying J
  • QuikTrip
  • RaceTrac
  • Sheetz
  • Speedway
  • Thorton’s
  • Town Pump
  • Turkey Hill
  • Wawa
  • Xtra Mart

Other Places You Can Get Cash Back

Apart from gas stations, there are other places you can get cash back. Though gas stations are great alternatives when you need fuel and withdraw cash in a single errand, not all stations offer money services.

Here are other places that give cashback, including:

  • Grocery stores
  • Convenience stores
  • Office Supply Stores
  • Pharmacies
  • Retail Stores

Gas Stations That Give Cash Back Summary

The modern consumer is constantly on the move. From busy schedules, long to-do lists, and tight deadlines, there’s no shortage of errands that need your attention at the same time.

You only need to make a minimum purchase at a gas station to get money back; however, some places charge a small fee. Gas stations don’t have the highest limit, but it’s a good place where you can get $5 cash back or $10.

It’s a great way to get money when you can’t find a place that cashes checks without an ID or a third-party check. The process is simple, and the price is free in most cases.

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