What began as a small hardware store in Georgia has become the largest home improvement retailer in the world. Home Depot now operates a whopping 2,300 stores in North America.
Offering an innovative take on the traditional “hardware store,” Home Depot has become a staple for homeowners, offering everything from building materials for excavating contractors, appliance removal, rents carpet cleaners, lawn equipment, rents tools, and equipment, lumber, and buy kerosene.
Naturally, you would think that a retail giant like Home Depot accepts Apple Pay, along with Google Pay and other touchless pay options. But the truth of the matter (and the reasons why) tell an interesting story.
Our guide explains the payments Home Depot accepts, touchless payment options, and how to pay at the self-checkout.
Can I Use Apple Pay at Home Depot?
No, you cannot use Apple Pay at Home Depot. However, with over 113 million iPhone users in the States alone, it’s surprising that Home Depot has not yet partnered with Apple in supporting Apple Pay.
In 2015, Home Depot stopped taking Apple Pay as their contactless payment mode. They stopped taking it without a particular reason. At the time, there were speculations it may be due to privacy and security concerns when Apple experienced a major data breach.
It’s likely because of Home Depot’s partnership with PayPal. In 2012, Home Depot started taking PayPal at the register, self-checkout in-store, and online.
Today, Apple Pay has become a popular touchless payment system. However, there are no reports that Home Depot will add Google Pay, Samsung Pay, Apple Pay, or Venmo anytime soon. But, maybe things will change in the future.
Does Home Depot Take Contactless Payments?
Yes, Home Depot takes contactless payments, mainly through its website and app. Although it has NFC terminals at certain locations, it only accepts PayPal contactless payments via the Home Depot app.
To pay at Home Depot with PayPal, you either use its app, your PayPal Cash Card, or PayPal credit card.
Since 2018, it has quietly discontinued paying with the PayPal app or mobile and PIN.
Here are some ways to use contactless payments at Home Depot:
- Home Delivery – The Home Depot website and app
- Curbside Pickup – The Home Depot app and website
With that said, you can still make online payments through PayPal on the Home Depot website and app. In addition, you may contact their customer hotline or your nearest Home Depot store for payment inquiries for further information.
What are the Home Depot In-Store Payment Options?
The Home Depot offers a variety of payment options in-store for both the cashier and self-checkout options. Listed below are some of the most popular options:
- Credit Cards: Discover, American Express, Visa, MasterCard, and PayPal credit card
- Debit Cards: Debit card with a PIN, Reliacard, prepaid debit cards.
- Checks: Personal Checks with a valid ID. You may use business checks, but this will vary by location, so contact your nearby home improvement store to verify.
- Home Depot Credit Card: The Home Depot Consumer Credit Card is an exclusive card offered by Home Depot to its customers for large in-store purchases.
- Gift Card: The Home Depot E-Gift Card and gift card offer a variety of amounts.
Use our Raise link to save $5 on your first discount Home Depot gift card.
Currently, it’s unknown why Home Depot does not accept touchless pay options in its stores. According to some speculation, they’re undergoing an update on their currently non-functional NFC terminals but won’t know anything until an official statement is issued.
However, with the steady rise of contactless payment at major retailers, we hope that Home Depot will consider accepting it soon.
See our guide on the Home Depot price adjustment and matching policy.
What are the Home Depot Payment Online Options?
Home Depot offers limited payment options on its website.
Here’s a list of the ways to pay for stuff on the Home Depot website:
- Credit card
- Home Depot Consumer Credit Card
- Home Depot gift card
You’ll need to log in to your PayPal account to complete your HomeDepot.com payment at the checkout.
Can You Pay at Home Depot with the Home Depot App?
Yes, you can make your Home Depot purchase by directly ordering on the Home Depot app.
You can also use the Home Depot app to make contactless payments in-store. The Home Depot app can use PayPal, your credit card, debit card, Home Depot e-gift cards, and the Home Depot Consumer Credit Card for your transactions.
You can buy stuff 24/7 on the app since it’s not a 24-hour home improvement store open late at night.
In addition, you can order stuff on the app for curbside pickup or home delivery.
What Other Retail Stores Take Apple Pay?
Even though Home Depot doesn’t accept Apple Pay, it’s a popular mobile payment option, especially for Apple users.
Here’s a list of places that take Apple Pay with your phone or Apple watch.
- Apple Store
- Ace Hardware
- American Eagle
- Best Buy
- Big Lots
- Costco Warehouse
- Disney Store
- Family Dollar
- Forever 21
- Little Caesars
- Office Depot OfficeMax
- Trader Joe’s
- Ulta Beauty
- Whole Foods
Home Depot Accept Apple Pay Summary
The short answer is no; Home Depot does not take Apple Pay using your phone or watch. It surprises many people, given Home Depot is the largest home improvement retailer globally with thousands of stores.
However, it is worth noting that Home Depot is still a bit behind with touchless pay options in-store. Although it was reasonable to worry about privacy and security, the majority of major retailers today accept Google Pay, Samsung Pay, and Apple Pay. In addition, some retailers are starting to take Venmo and Chime.
Offering the best of both worlds would benefit both Home Depot and its customers. But, we will have to wait and see for the time being.