Does CVS Take Apple Pay? A Complete Guide: Online, Self-Checkout?

CVS Pharmacy has carved out a name for itself as a reputable retail pharmacy giant with a presence throughout the United States. It’s the largest pharmacy chain in the US, with over 9,000 stores. CVS has become a staple in the American household offering a wide range of products and services, including money orders and cashback with a debit card.

Today, CVS is an innovator in providing touch-free payment transactions, from accepting NFC payment methods to PayPal and Venmo QR codes.

So, does CVS accept Apple Pay?

Using NFC, the short answer is yes, CVS takes Apple Pay. But first, let’s go over its role in opening the NFC-enabled payment system across multiple retail chains, including CVS.

Several years ago, CVS had its own payment system appropriately named CVS Pay powered through CurrentC. It was a QR code generating mode of payment. However, NFC became more mainstream in 2018, and CVS decided to discontinue NFC Pay because of NFC’s rapid adoption across a variety of devices (confirmed via this tweet from the official @cvspharmacy Twitter account).

CVS now accepts Apple Pay and other NFC mobile payments such as Samsung Pay and Google Pay, thanks to NFC technology. Let’s see how to use Apple Pay at CVS and things you can buy with it.

Does CVS Accept Apple Pay?

Yes, CVS takes Apple Pay at over 8,300 stores in the US. However, you cannot use Apple Pay at CVS pharmacy online or with the CVS appl as a payment method. Instead, it takes all major credit cards, cash, and PayPal.

How To Use Apple Pay at CVS In-Store?

It’s important to know how to use Apple Pay at a CVS store before going in. Once you add a credit card to your Apple Wallet, you can use Apple Pay with your Apple Watch or phone to buy stuff.

Paying with Apple Pay is easy at CVS. You simply use your Apple Wallet with your phone or Apple Watch when you check out in-store. Authorize your purchase using your passcode or Face ID. Once the NFC payment terminal confirms your payment, the transaction is done.

Does CVS Self-Checkout Take Apple Pay?

Yes, the CVS self-checkout accepts Apple Pay as a touch-free mode of payment in all their stores. However, it’s important to note that the CVS online pharmacy and CVS app do not accept Apple Pay.

Does CVS Take Apple Pay Cash Back?

The only way to get cashback with Apple Pay at CVS is with customers using a Discover Card.

Using a Discover Card at a retail checkout allows you to get up to $120 every 24 hours. However, CVS has a $35 maximum limit on cashback at its stores when using a debit card.

In addition, CVS customers can receive 1% cashback on all Apple Pay purchases made with the Discover Cashback Debit Card, just like any other payment method.

Learn how to use your Discover debit card with Apple Pay to get cashback at CVS here.

Does CVS Accept Apple Pay Online?

No, CVS does not accept Apple Pay for online purchases. In addition, you cannot use Apple Pay to buy stuff at the CVS online pharmacy and with the CVS app. However, you may still make your online purchases using other major payment methods such as credit cards, debit cards, and PayPal.

Does CVS Accept Apple Watch to Pay for Stuff?

Yes, you can use your Apple Watch to pay for stuff at CVS. Like using your iPhone, place your Apple Watch near the NFC terminal at the checkout when purchasing your stuff at CVS.

Apple Watch owners who own models as old as the iPhone 5, iPhone 5c, and iPhone 5s can use Apple Pay to make purchases.

Can You Use Apple Pay to Buy CVS Gift Cards?

Yes, CVS accepts Apple Pay to buy CVS Pharmacy gift cards and third-party gift cards. CVS Pharmacy gift cards make a perfect gift for any occasion by providing a wide selection of popular beauty and personal care brands, as well as exclusive brands. A CVS gift card can be redeemed at any CVS Pharmacy location and also for prescription purchases. 

In addition, CVS sells third-party gift cards including Kohl’s, Nordstrom, Macy’s, TJ Maxx, Best Buy, Gap, Burger King, Chipotle, Domino’s, Olive Garden, Outback Steakhouse, Panera Bread, Chili’s, Starbucks, Shell, Subway, Bed Bath & Beyond, Taco Bell, Home Depot, HomeGoods, Lowe’s, Pottery Barn, eBay, Amazon, Netflix, Whole Foods, GameStop, Roblox and more.

Try to buy discounted gift cards. Use our Raise link to save $5 on your first gift card purchase

Can You Use Apple Pay to Make Purchases with CVS App?

No, you cannot use Apple Pay to make purchases with the CVS app. It also doesn’t work when buying stuff on CVS online pharmacy. Fortunately, you can still pay using a credit card, debit card, and PayPal to make purchases with the CVS app and the CVS online pharmacy.

What Payment Methods does CVS Accept?

CVS takes all major credit cards, cash, debit cards, coupons, gift cards, EBT SNAP, Reliacard balance, personal checks, and GoodRx. In addition, CVS accepts Apple Pay in-store, along with other contactless NFC payments, including Google Pay and Samsung Pay.

In addition, CVS is the first national retailer to take PayPal and Venmo QR codes to pay for stuff at all its retail locations. PayPal and Venmo let customers pay without signing receipts or touching a keypad. The QR codes ensure security and safety.

CVS does not take expired coupons and money orders at the checkout.

Does CVS Take Apple Pay Summary

As part of its efforts to enhance customer experience, CVS provides various traditional and contactless payment options. As of 2018, CVS accepts Google Pay, Samsung Pay, and Apple Pay as NFC payment options. Then beginning in July 2020, CVS began offering PayPal and Venmo QR codes as their advanced touch-free payment technology in all their retail stores. 

CVS does not let customers use Apple Pay to get cashback unless you’re using a Discover debit card in your Apple Wallet. In addition, the Discover Cashback debit card pays 1% cashback on up to $3,000 in purchases each month. You can also use a CVS ATM to withdrawal $10 or up to its limit with no fees.

Find a local CVS 24-hour pharmacy store open to conveniently buy stuff late at night like postcards, stamps, laminating supplies, multi-purpose motorcycle oil, and printing documents.

See our guide on developing disposable camera film and 35mm film at CVS.