Help Buying A Car from a Dealer (73 Cheat Sheet Tips)

Know What You Can Afford First Before going to the dealership and setting your sites on your dream car, you need to have a budget, know your credit score, and do some research.  This guide outlines the steps to help … Read More

Fair Debt Collection Practices Act Demand Letter Guide

You have substantial rights under the federal law to prevent collection agencies from harassing you. A simple Fair Debt Collection Practices Act demand letter will let them know you are serious. The Fair Debt Collection Practices Act (FDCPA) bars collectors … Read More

Best Way to Use a Stolen Credit Card - FrugalReality

Best Way to Use a Stolen Credit Card to Your Advantage

It seems like my credit card is stolen every couple years. ACI Worldwide provides electronic payment systems. They estimate 46% of Americans had their credit card information compromised over the past 5 years.  I’m going to tell you the best … Read More

How Much is it to get a Library Card? I’m Happy Paying $196 Annually!

How Much Does A Library Card Cost? $196. I Happily Pay It!

My small town doesn’t have a public library.  I had to buy a non-resident card.  I saved hundreds of dollars by researching my local library options. Many residents throughout the country pay for public library card privileges via their local … Read More