Bakeries that accept EBT - Frugal Reality

26 Bakeries That Accept EBT – Donut Shops & Custom Cakes

Are you looking for bakeries that accept EBT food stamps near me? Can you even redeem your SNAP food stamp benefits at bakeries and bakery outlets in the first place? Finding a bakery nearby that accepts an EBT card is handy when you want to use your SNAP benefits to grab a birthday cake or some cookies. It’s much easier to find a bakery than to find fast food restaurants that accept EBT nearby. We’ll tell you everything you need to know about using SNAP benefits to purchase baked goods like cookies, specialty bread, birthday cakes, and more.

Supplemental Nutrition Assistance Program (SNAP) benefits can be used to purchase all sorts of household food items for home preparation from authorized retailers.

To access and redeem your SNAP food stamp benefits, you need an EBT card. It’s a type of credit card issued by the government at the state level to help supplement the food budget and nutritional needs of children and low-income families.

Specialty markets like grocery stores, convenience stores, farmers markets, butchers near you to buy discount meat at participating stores, pharmacies, and seafood places accept EBT cards.

What if you want to redeem your SNAP benefits for baked products? Are there bakeries that accept EBT food stamps near you?

Short Answer: There are bakeries and stores with bakery outlets and donut shops that accept EBT food stamps. Bimbo Bakeries USA Outlet Store, Great Harvest Bread Company, Aunt Millie’s Bakery Outlet, Franz Bakery Outlet Store, and Pepperidge Farm Outlet are the top bakeries that accept EBT food stamps in the country.

Albertsons, Aldi, Winn-Dixie, Fred Meyer, Kroger, Walmart, Safeway, Publix, and Meijer, among others, are the top grocery stores with bakery outlets that take EBT. Like Giant Food and Shaw’s, other grocery stores have donut shops that accept EBT food stamps.

What Food Can You Buy with an EBT Card?

It’s important to know the things you can buy with your SNAP funds. That way, you can avoid unnecessary embarrassment at the register. USDA states that food stamp benefits can only be used to purchase staple foods or food items that can be prepared at home and eaten as a meal. You can also purchase food-producing plants and seeds to grow and produce food for a family to eat.

Here are the types of food items that can be purchased with SNAP benefits:

  • Cereal and bread
  • Poultry, Fish, and Meat
  • Fruits and Vegetables
  • Dairy Products
  • Food producing seeds and plants

Here’s a list of food items that cannot be purchased with your SNAP benefits:

  • Cigarettes and Tobacco
  • Beer, Wine, Liquor
  • Hot, prepared food at that point of sale
  • Household supplies
  • Paper products, Cleaning Supplies, and Soap
  • Convenience Food
  • Vitamins and Medicine

Can I Buy Bakery Items with an EBT Card?

You can redeem supplemental Nutrition Assistance Program (SNAP) benefits on most bakery products. Bakery items like bread, cookies, and cakes are EBT-eligible, as long as the store is an approved SNAP retailer.

Bakery goods such as birthday cakes, wedding cakes, and other special occasion cakes are also EBT-eligible. However, the value of non-edible decorations on them must not exceed 50% of the purchase price of the cake. As long as a bakery item is not decorative and its largest portion can be eaten as food, you can purchase it with your EBT card.

You cannot use your debit card without a PIN number when making purchases with your SNAP cash balance.

How to Find Bakeries that Take EBT Near Me?

You can use your EBT card to buy bakery items like cakes, cookies, and bread. But not all bakeries accept EBT nearby.

To use your card, you’ll first need to find an approved retailer. Your best bet is to ask Google. Plug the keyword “bakeries that take EBT near me,” and you’ll get a list of bakeries and grocery stores with bakery outlets and donut shops that accept EBT food stamps.

You can also use the SNAP Retailer Locator at the SNAP website and search by city or zip code to find authorized bakeries that accept EBT food stamps near you.

Instead, we have done all the work for you and compiled a list. It doesn’t stop there!  We went a step further and contacted the customer service departments, checked the websites, and confirmed with the SNAP Retailer Locator that these bakeries accept EBT.

Our list is comprised of bakeries that have store locations in most states. Alternatively, please check out our guide on frugal living tips with a big impact on saving money.

What if you don’t have a low SNAP benefits balance to buy a custom cake? In that case, we have included other payment options accepted in each store so that you can split the purchase into multiple payment options.

Bakeries That Take EBT Near Me

Whether you want to buy whole grain bread, cookies, gluten-free bread, or organic bread with your SNAP benefits, finding bakeries that take EBT nearby can save you time and money.

Here’s a list of bakeries that accept EBT food stamps along with their states of operation, alternative accepted payment methods, and the bakery items you can buy from each retailer.

1. Aunt Millie’s Bakery Outlet

Aunt Millie’s Bakery Outlet has around 40 stores in Illinois, Indiana, Michigan, and Ohio that sell bread, buns, and rolls.

Accepted payment methods: EBT, cash, credit card, debit card

2. Bimbo Bakeries USA Outlet Store

Bimbo Bakeries is the world’s largest baking company with brands like Thomas’, Sara Lee, Brownberry, Oroweat, Bay’s English Muffins, Bimbo, and Nature’s Harvest. Bimbo has over 20 states with outlets that take EBT cards for payment. 

Accepted payment methods: EBT, cash, credit card, debit card

3. Franz Bakery Outlet Store

Franz Bakery Outlet Store has buns, rolls, bagels, English muffins, gluten-free bread, and organic bread at 10 locations in six states across the US.

Accepted payment methods: EBT, cash, credit card, debit card

4. Great Harvest Bread Company

Great Harvest Bread Company has made scratch-made whole grain bread since 1976 with over 200 bakeries and café franchises.

Accepted payment methods: EBT, cash, credit card, debit card

5. Pepperidge Farm Outlet Stores

Pepperidge Farm has six outlet stores in the Midwest and on the east coast that sell Goldfish crackers, cookies, and various bread, including dinner rolls, hamburger buns, subs, hot dog buns, slide buns, crackers, puff pastry, and desserts that take EBT cards.

Accepted payment methods: EBT, cash, credit card, debit card

Grocery Stores with Bakeries That Take EBT Card

Most major grocery stores have bakeries that take EBT food stamps. The majority of them are national retailers with a convenient store location nearby that accepts EBT cards. If they carry it, you can buy Girl Scout cookies with EBT cash or food stamps at grocery stores.

Here’s a list of grocery stores with bakeries, money services offered in each store, and alternative payment methods that you can use just in case you run out of SNAP funds.

6. Albertsons

Albertsons grocery has more than 2,200 stores in over 30 states. 

Accepted payment methods: EBT, cash, credit card, debit card
Money services: Stamps, make copies, cheap fax services, Western Union money orders, Coinstar, check if your store offers 24-hour check cashing

7. Aldi

Aldi has over 2,000 grocery stores across 36 states with bakery goods that accept EBT.

Accepted payment methods: EBT, cash, credit card, debit card
Other services: Buy discount meat, up to $100 cash back, ATM

8. Food Giant

Food Giant has over 100 supermarkets in eight states across the southeast with a cake bakery that accepts EBT.

Accepted payment methods: EBT, cash, personal check, credit card, debit card
Other services: UPS shipping, stamps, BISSELL carpet cleaning rental, money orders, check to cash, send faxes

9. Food Lion

Food Lion has over 1,000 grocery stores across ten southern and mid-Atlantic states where you can get $5 cash back.

Accepted payment methods: EBT, cash, personal check, credit card, debit card
Money services: Sells money orders, $200 cash back limit with EBT card, free coin counting machines in exchange for a gift card, lotto

10. Fred Meyer

Fred Meyer has over 125 grocery stores, including Alaska, California, Idaho, Oregon, and Washington. It’s one of the stores that give the most cash back on a debit card.

Accepted payment methods: EBT, cash, credit card, debit card
Other services: Cash checks up to $300, dry ice, buy money orders, buy stamps, flowers, fuel station, sells liquor

11. Hy-Vee

Hy-Vee has over 260 grocery stores with bakeries in eight Midwest states where you can get $10 cash back.

Accepted payment methods: EBT, cash, personal check, credit card, debit card
Other services: Western Union money transfer and money orders, $60 cash back limit on debit cards, dry cleaning, floral, Rug Doctor rental,  drain cleaner for hair, pharmacy

12. Kroger

Kroger has almost 3,000 grocery stores and pharmacies in over 34 states with a cake bakery that accepts EBT cards.

Accepted payment methods: EBT, cash, personal check, credit card, debit card
Money services: Stores with gas stations that accept EBT, Sell dry ice, get money orders, cash up to $300 on a debit card, ATM service, cheap notary service

13. Meijer

Meijer has more than 250 supercenters and over 200 gas stations that do cash back across the Midwest.

Accepted payment methods: EBT, cash, personal check, credit card, debit card
Other services: Sells Western Union money orders, 48-hour BISSELL carpet cleaner rental, stamps, check cashing.

14. Piggly Wiggly

Piggly Wiggly has about 500 stores in 15 states where you can buy a birthday cake with EBT.

Accepted payment methods: EBT, cash, personal check, credit card, activated American Express gift cards, debit card
Money services: Buy Western Union money order, local retail gift cards, ATM, lotto, Coinstar coin machines, postage stamps

15. Publix

Publix has more than 1,200 supermarkets in the southeast in seven states.

Accepted payment methods: EBT, cash, personal check, credit card, debit card
Money services: Sell stamps, Western Union money transfer, retail gift cards, make photocopies, $100 cash back with a debit card with a chip, dry ice, buy money orders

See our article on can you cash a check at Publix.

16. Safeway

Safeway has more than 260 supermarkets in Hawaii and Northern California.

Accepted payment methods: EBT, cash, personal check credit card, debit card
Other services: ATM services, $200 cash back using Discover credit card, money orders, Rug Doctor Rental, coin counting machine

17. ShopRite

ShopRite has more than 315 grocery stores with bakeries that accept EBT in the northeast.

Accepted payment methods: EBT, cash, personal check, credit card, debit card
Money services: $200 cash back with debit cards, postage stamp sales, money transfers, money order, bus ticket sales

18. Tops Friendly Markets

Tops Friendly Markets has over 160 full-service supermarkets in New York, Pennsylvania, and Vermont with bakeries that accept EBT.

Accepted payment methods: EBT, cash, personal check, credit card, debit card
Money services: Sells Western Union money order up to $500 with a $1 fee and will not cash a third-party check nor personal checks

19. Vons

Vons has over 155 grocery stores that take EBT with bakeries across Southern California.

Accepted payment methods: EBT, cash, personal check, credit card, debit card
Other services: Stamp, $25 cash back with personal checks, sells MoneyGram and Western Union money orders for a low price, get keys made at a kiosk, ATM

20. Walmart

Walmart has more than 4,700 supercenters that sell donuts and accept EBT across the country.

Accepted payment methods: EBT, cash, personal check, credit card, debit card
Other services: Wheel alignment, Coinstar, buy kerosene, make keys, cheap haircuts, postage stamps, bagged ice, cheap trendy clothes, party store that cash checks without an ID

See our Walmart check cashing policy and money services guide.

21. Wegmans

Wegmans has over 100 spots across the northeast and North Carolina that have liquor stores that cash checks with various stores. 

Accepted payment methods: EBT, cash, personal check, credit card, debit card
Money services: Up to $40 cash back with a debit card, personal check cashing, Coinstar

22. Whole Foods

Whole Foods has about 500 organic grocery stores where you can order cake online with EBT.

Accepted payment methods: EBT, cash, personal check, card, debit card
Other services: Grocery delivery, gift cards, $100 cash back with Discover credit card, flower arrangements, meal prep, Amazon returns, meal delivery kits that accept EBT

23. WinCo Foods

WinCo Foods has over 105 grocery stores in the western US where you can buy a cake with an EBT.

Accepted payment methods: EBT, cash, personal check, credit card, debit card

Money services: Buy Western Union money orders and money transfers, ATM, payroll check cashing up to $1,000, Coinstar, send a fax for $0.98 per page

24. Winn-Dixie

Winn-Dixie has around 500  grocery stores that make custom cakes that accept EBT.

Accepted payment methods: EBT, cash, personal check, credit card, debit card
Other services: $100 cash back with Visa debit card, lottery, sell American Express gift cards, discount event tickets, floral arrangements, retail gift cards, Western Union money transfer

Grocery Stores with Donut Shops That Accept EBT Near Me

You won’t find many grocery stores with donut shops that accept EBT near you. The best places with donuts inside include Giant Food and Shaw’s; each supermarket chain operates only in a few states.

25. Giant Food

Giant Food has about 190 grocery stores in Maryland, Pennsylvania, Virginia, and Western Virginia, where you can order donuts online and pay with an EBT card.

Accepted payment methods: EBT, cash, credit card, debit card
Other services: Buy money order for up to $500, over 100 fuels stations, over 130 pharmacies, and grocery pick up service

26. Shaw’s

Shaw’s has over 150 grocery stores in Maine, Massachusetts, New Hampshire, Rhode Island, and Vermont with donut shops that accept EBT.

Accepted payment methods: EBT, cash, credit card, debit card
Money services: Cash payroll check for up to $1,500, ATM

Bakeries That Accept EBT Summary

EBT cardholders can use their SNAP benefits to buy bakery items at bakeries, grocery stores with bakery outlets, and donut shops nearby. Eligible bakery products include cakes, cookies, and bread. But before you go, you must first find an approved retailer near you that accepts EBT food stamps.

Alternatively, see our guides on free government Internet and laptop for low income families and how to get free stuff online without paying a penny.

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