Where Can I get $5 Cash Back $10 - Frugal Reality

58 Places Where Can I get $5 Cash Back or $10 Cash Back?

The world’s economy is increasingly going cashless. Debit cards, credit cards, mobile transfers, digital wallets, and other financial apps for spending money have played a big role in this economic transitioning.

Despite all these digital changes in the financial sector, cash still has its place. According to Fortunly, over 30% of transactions in the US are made by cash, especially for small daily purchases.

So if you are looking where to get $5 or $10 cash back, you’re not alone. Cash-only situations are unavoidable and just come up. You won’t find many ATMs that dispense $5 or even an ATM that dispenses $10 bills near you, and withdrawing more than you need can result in impulse buying. This is how people get into debt!

The question is: Where can I get $5 or $10 cash back?

Short Answer: You can get $5 cash back from discount stores, pharmacies, grocery stores, and gas stations near you. Unlike most ATMs with a minimum withdrawal of $20, stores offer cash back on purchases with no minimum amount.

The ability to get cash and shop at the same time offers a lot of convenience to customers.  Instead of going to the bank and then to the grocery store, you can make-stop shopping to get money.

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How Can I Get Debit Card Cash Back Near Me?

Getting cash back nearby is straightforward; you only need to go to the grocery store nearby and make a purchase. If your goal is solely to get cash back, make a small purchase, such as a bottle of water or a pack of gum.

Stores that allow you to get physical cash back let you withdraw the money directly from your checking account when paying for purchases with a debit card. As long as you met the minimum order requirement, most places won’t charge you a fee for cash back.

Follow these steps to get cash back at a store near you:

  • Bring a debit card: Use your debit card to make a purchase at a store.
  • Select debit: At the time of payment, you’ll be prompted to choose whether you want your card to be processed as debit or credit. To get cash back, choose debit. If you choose credit, you won’t be able to get cash back.
  • Choose Yes: You’ll be asked whether you want to get cash back. Enter “Yes,” and choose or enter the amount of cash back you need.
  • Process it: The transaction will be processed, and you’ll be charged for the purchase plus the withdrawal amount. If your purchase is $20 and you need to get $5 cash back, a total of $25 will be charged on your card.
  • Collect your cash: The cashier will give you $5 cash back along with the receipt for your purchase.

And there you have it! That’s how you get $5 or $10 cash back in a store.

This is only possible if you know your PIN. You won’t be able to use a debit card without a PIN number to get cash back.

Is There a Fee When I Get Cash Back on a Debit Card at a Store?

It maybe fee free, but there is a minimum requirement to get cash back. Unfortunately, you can’t just walk into a store and get cash back with no string attached as you would in your ATM branch. Store policies don’t allow that. You will be required to meet some requirements to qualify for cash back.

Some stores require you must make any purchase to get debit card cash back while others have set a minimum purchase amount to get cash back for free. It requires you to buy something you may not need, like cheap candy.

Other stores don’t set minimum purchase requirements, but instead, you have to pay a fee for cash withdrawal. Most of the time, the fee is comparable to making a withdrawal from an out-of-network ATM.

Convenience comes at a price. But it’s nothing when you think of the gas, and the time you would spend driving to the bank before they close.

You can get cash back from a retailer late at night or 24-hours a day if they’re open.

What are the Pros and Cons of Getting Cash Back with a Debit Card?

Everything has its ups and downs. Getting cash back with a debit card isn’t an exception. Aimed to improve customer experience and convenience, the practice is beneficial to retailers and customers alike.

Here are the pros and cons of getting cash back with a debit card.

Benefits to Consumers

  • Convenience: The exchange makes life simpler for customers. Instead of driving to the bank, customers can receive instant cash when they shop with their debit cards and avoid an extra trip to the bank.
  • More savings: Customers can save gas and save time.
  • No fees to customers: Except for the minimum order requirements, no fees are assessed for getting cash back at most stores. Customers can cut expenses by not paying high-fee ATMs. You can spend the smallest amount to get cash back. Buy cheap groceries like a banana, eggs, frozen vegetables, canned tuna, rice, flour, sugar, or buy discount meat like chicken thighs or legs.

Cons to Customers

The downside is that not all purchases qualify for a cash bank. Here are the cons customers face when getting debit card cash back from stores.

  • Buy something: You need to make purchases to get cash back from a store
  • Minimums: Some stores may require a minimum purchase amount
  • Fees: Some stores charge cash back withdrawal fees
  • Max cash back: Stores set maximum cash back limits that range from $10 and up to hundreds of dollars.

Benefits for Merchants

  • Reduce cash on hand: The most obvious benefit to merchants is the ability to convert their cash sales into electronic sales. It helps reduce cash kept on hand, hence the amount that needs to be transported to the bank.
  • Increased sales and customer loyalty: Offering such convenience to customers will help merchants increase sales and win customer loyalty.

Downside for the Merchants

  • Interchange fees: Some merchants refuse to offer cash back at the register. It’s mainly due to the cost. Merchants don’t earn any money from giving cash back to customers. Retailers get charged an interchange fee which can cost as much as six figures or seven figures a year for the largest big box stores.

Ultimately, getting cash back is a win-win for customers and merchants. Customers can avoid out-of-network fees by making a small purchase for the sole purpose of receiving cash back. Merchants, on the other hand, end up with more business revenue and loyal customers.

Discount Stores That Give Cash Back

Are you wondering where to get $5 or $10 cash back? Visit discount stores in your area. Many of them offer cash back options for debit and credit transactions in $10 denominations.

1. Dollar General

Dollar General has over 16,000 discount stores in 45 states, with the most in Texas.

Types: Debit cards are only accepted
Cash Back Limit: $40
Fee: Vary by location up to $2
Requirements: Increments of $10
Other services: Buy discount meat, home goods, home electronics, and more
Hours: 8 am – 9 pm, may vary by location

Find a Dollar General store nearby that gives cash back.

2. Dollar Tree

Dollar Tree has over 15,000 discount stores in over 48 states that sell many things for $1 or less.

Types: Debit cards must have a Mastercard or Visa logo
Cash Back Limit: $50
Fee: $1 service charge
Requirements: Increments of $10, though you can request payment in $1 and $5 denominations
Hours: Mon-Sat: 8 am – 9 pm; Sun 9 am –8 pm, may vary by location

Find a Dollar Tree   

3. Family Dollar

Family Dollar have over 7,900 discount stores for everyday low prices.

Types: Debit cards must have a Mastercard or Visa logo
Cash Back Limit: $50; in denominations of $10, $20, $40, and $50
Fee: $1 service charge, can vary
Requirements: No minimum purchase
Hours: Open from 8 am – 9 or 10 pm

Find a Family Dollar     

Gas Stations That Give Cash Back

Getting cash back at a gas station offers a lot of convenience for car owners. There are around 115,000 gas stations in the US, according to MarketWatch. It can save you money from paying high ATM fees at a 24-hour location. 

Luckily, many gas stations offer money services. You can get fee-free cash back as long as you make a minimum purchase like buying kerosene at the pump, gas, or something in the convenience store. 

It’s cheaper to get cash back after buying stuff vs. going to a gas stations that cash checks open 24-hours and charge fees.

4. ampm

ampm gas station has over 950 locations on the west coast.

Types: Visa, Mastercard, and Discover debit cards
Limit: $40
Fee: No
Other services: Check to cash, MoneyGram money transfer, bill payment services, ATM
Hours: Open 24 hours, vary by location

Find an ampm gas station for cash back near me open now.

5. BP

BP gas station has over 7,200 locations across the US with most independently owned and operated.

Types: Debit cards only
Limit: $40
Fee: No
Other services: 24-hour ATMs, dependent on each store
Hours: Open 24 hours, vary by location

Find BP gas stations that do cash back near me.

6. CITGO

CITGO has about 5,000 gas stations in 30 states; worldwide supplier of jet fuel, lubricants, waxes, kerosene, diesel fuels, and petrochemicals.

Types: Debit cards only
Limit: $40
Fee: No
Other services: Cash checks, money orders, mobile money transfer
Hours: Many locations open 24 hours

Find CITGO gas stations near me that do cash back.

7. Conoco

Conoco has about 2,000 gas stations in the US. 

Types: Visa, Mastercard, and Discover debit cards
Limit: $50
Fee: No
Requirements: $3 minimum purchase
Other services: Sell money orders, ATM
Hours: Open 24 hours, vary by location

Find Conoco gas stations near me that do cash back.

8. ExxonMobil

ExxonMobil gas station has about 12,000 locations with the most independently owned and operated.

Types: Debit cards only
Limit: $40
Fee: No
Requirements: No
Other services: Sell money orders, ATM
Hours: Open 24 hours, vary by location

Find ExxonMobil gas stations that do cash back near me.  

9. Kwik Fill

Kwik Fill has about 280 gas stations and convenience stores in the northeast.

Types: Debit cards only
Limit: $20
Fee: No
Other services: Diesel, sells liquor, lottery, propane, ATM, gaming lounge
Hours: Open 24 hours, vary by location

Find a Kwik Fill gas station that takes a debit card for cash back.

10. Kwik Trip

Kwik Trip has over 600 gas stations and convenience store locations with in-house dairy and bakery operations.

Types: Visa, Mastercard, and Discover debit cards only
Limit: $20
Fee: No
Other services: Sells MoneyGram money orders, fee-free ATM, kerosene
Hours: Open 24 hours, vary by location

Find Kwik Trip gas stations near me that do cash back.

11. Kum & Go

Kum & Go has over 400 convenience stores in 11 states across the Midwest.

Types: Visa, Mastercard, and Discover debit cards only
Limit: $20
Fee: No
Requirements: Spend at least $2.50 to get cash back
Other services: Kerosene, solar power EV charging stations, ATM
Hours: Open 24 hours, vary by location

Find a Kum & Go gas station that does cash back with a debit card.

12. Marathon

Marathon has over 10,000 convenience stores and gas stations across the US.

Types: Debit cards only; will not accept Discover
Limit: $50
Fee: $1.99
Other services: Sell gift cards, money orders, ATM
Hours: Many open 24 hours, vary by location

Find a Marathon gas station that does debit cash back.

13. Phillips 66

Phillips 66 has over 7,500 gas stations in 48 states that are independently owned.

Types: Debit cards only, varies by location
Limit: $50
Fee: No
Requirements: $3 minimum purchase
Other services: Check cashing, ATM
Hours: Open 24 hours, vary by location

Find a Phillips 66 gas stations that do cash back near me.

14. QuickTrip

QuickTrip has about 900 gas stations and convenience stores from coast-to-coast.

Types: Debit cards only; accepted at select locations
Limit: Varies by store
Fee: No
Requirements: $3 minimum purchase
Other services: Sell Western Union money orders, buy dry ice, ATM
Hours: Open 24 hours, vary by location

Find a QuickTrip gas station where I can get $5 cash back.

15. Shell

Shell has over 14,000 gas stations in the US and most with convenience stores. The gas station will cash checks and offers other money services.

Types: Debit cards only
Limit: $40
Fee: No
Other services: Get money orders, 24-hour ATMs, check cashing
Hours: Open 24 hours, vary by location

Find Shell gas stations that do cash back near me.

16. Sunoco

Sunoco has over 7,300 gas stations in over 30 states.

Types: Visa and Mastercard debit cards; no Discover debit cards
Limit: $40
Fee: No
Requirements: Spend at least $3 to get cash back
Other services: Check cashing, ATM
Hours: Open 24 hours, vary by location

Find a Sunoco gas station where I can get $10 cash back.

17. Texaco

Texaco has over 1,300 gas stations in 12 states in the southeast.

Types: Debit cards only
Limit: $10-$20
Fee: No
Other services: Check cashing, lotto, ATM
Hours: Open 24 hours, vary by location

Find a Texaco gas station where I can get 10 dollars cash back.

18. Valero

Valero has over 7,400 gas stations and convenience stores in the US.

Types: Debit cards only
Limit: $20
Fee: No
Other services: Sells MoneyGram money orders at select locations
Hours: Open 24 hours, vary by location

Find a Valero gas station location where I can get 5 dollars cash back.

19. Weis Markets

Weis Markets has about 200 gas stations and convenience store locations in seven states on the east coast.

Types: Debit cards only
Cash Back Limit: $50
Requirements: No minimum purchase
Other services: ATM
Hours: 7 am – 9 pm, may vary by location

Find a Weis Markets gas station that does cash back near me.

Convenience Stores That Give Cash Back

The sole aim of a convenience store is to offer accessibility to customers. They act as one-stop shops where you can buy most everyday products like groceries, snacks, newspapers, over-the-counter drugs, filtered water, soft drinks, gasoline, and more.

Can this convenience be extended to getting cash back? Absolutely! You can get $5 and $10 cash back from many convenience store locations. It can be very helpful for the busy modern-day consumer.

20. 7-Eleven

7-Eleven has over 14,000 convenience stores and gas stations in the US and Canada.

Types: Debit cards only
Limit: $10
Fee: No
Requirements: Limited to 2 transactions per day at most locations
Other services: Sells Western Union or MoneyGram money orders
Hours: Open 24 hours, vary by location

Find a 7-Eleven convenience store where I can get $10 cash back.

21. Circle K

Circle K has over 15,000 convenience store and gas station locations in over 20 states.

Types: Debit cards only
Limit: $40
Fee: No
Requirements: Spend at least $3 to get cash back
Other services: Check cashing, ATM
Hours: Open 24 hours, vary by location

Find Circle K convenience stores that give cash back 24-hours a day.

22. Casey’s General Store

Casey’s General Store has over 2,200 convenience store locations.

Types: Debit cards only
Limit: $20
Fee: No
Other services: Check cashing, ATM
Hours: Open 24 hours, but vary by location

Find a Casey’s General Store gas station for cash back near me open now.

Grocery Stores That Give Cash Back

Almost every frugal consumer visits a grocery store once a week to shop for groceries in bulk and save money. Saving a mandatory trip to the bank can mean everything for someone juggling a frugal life. It’s just another gas-saving opportunity.

The big question is: are there grocery stores that give $5 or $10 cash back near you? Yes, many grocery stores give cash back to offer more convenience to their customers. The amount of cash back you get may vary depending on the grocery chain or store location.

Here are stores that give $5 cash back.

23. Albertsons

Albertsons grocery has over 2,200 locations in about 35 states.

Types: Debit cards or Discover credit cards
Limit: $100-$300 on debit and up to $120 for Discover credit
Fee: No
Other services: Coinstar, make copies, cheap fax services, stamps, Western Union money orders
Hours: Regular store hours are usually 7:30 am to 8:30 pm, if it’s not a 2-hour grocery store

Find an Albertsons grocery store that gives the most cash back.

24. ALDI

ALDI has over 2,000 low-priced grocery stores across 36 states.

Types: Debit cards only
Limit: $100, varies by store
Fee: No
Other services: ATM, buy discount meat
Hours: Generally open 9 am to 9 pm

Find an ALDI grocery cash back store near me.

25. Farm Fresh

Farm Fresh is a competitively priced grocery store in North Carolina and Virginia.

Types: Debit cards and Discover credit card
Limit: $200 debit card and $120 Discover credit limit
Requirements: Most stores are independently owned and operated so that policies may vary
Other services: Flowers, pharmacy

Find a Farm Fresh grocery store for maximum cash back on a debit card.

26. Food Lion

Food Lion has over 1,000 supermarkets across ten mid-Atlantic and southeastern states.

Types: Debit cards only
Limit: $200 debit card transactions, $200 limit with EBT card, and $50 personal checks
Fee: No
Requirements: If you don’t make a purchase, then you’re limited up to $100 cash back
Other services: Free coin counting machines in exchange for a gift card, lotto, sells money orders
Hours: Open until 9 pm at most locations, including weekends

Find a Food Lion grocery store with the highest cash back.

27. Fred Meyer

Fred Meyer has over 130 supermarkets known for their quality, prices, selection, and service.

Types: Debit cards only
Limit: $300
Fee: $0.50-$3.50
Other services: Flowers, buy stamps, buy money orders, sell dry ice, fuel station, sells liquor
Hours: Open late until 9 pm Monday-Saturday and Sunday’s until 6 pm

Find a Fred Meyer grocery store that gives the most cash back with a debit card.

28. Giant Eagle

Giant Eagle has over 470 grocery stores in Indiana, Maryland, Ohio, Pennsylvania, and West Virginia.

Types: Debit cards, personal checks, traveler’s checks
Limit: $50 for debit card, $30 on personal checks, up to $30 for traveler’s checks
Fee: No
Other services: Sells alcohol, money orders, Western Union to pay bills, dry ice, save money on diapers
Hours: Normally 7 am with a late close at 10 pm

Find a Giant Eagle grocery store where I get $10 cash back with traveler’s checks.

29. Hannaford

Hannaford

Types: Debit cards, Discover credit card, and personal checks
Limit: $100
Fee: No
Other services: Gift cards, order groceries online, DVD rental, rug cleaner rental, a liquor store that cashes checks, pharmacy
Hours: Most stores are open late until 10 pm

Find a Hannaford grocery store to get cash back late.

30. Harris Teeter

Harris Teeter has over 230 grocery stores and seven gas stations in seven states. They allow you to get cash back using a personal check if you can’t use your debit card without a PIN number.

Types: Debit cards, personal checks
Limit: $200 for debit card and $25 for personal checks
Fee: $0.50-$3.50
Requirements: A valid Harris Teeter VIC card is required for cash back for personal checks
Other services: Money order, pharmacy, Coinstar, free in-store WiFi, gift cards, grocery carry-outs, movie rentals, lottery tickets, ATM
Hours: 6 am to 11 pm

Find a Harris Teeter grocery store that gives the most cash back near me.

31. H-E-B

H-E-B has over 310 supermarkets across the state of Texas and is known for its build-you-own Italian pizzas.

Types: Debit cards, personal checks
Limit: $50
Fee: No
Other services: Reload prepaid cards and mobile phones, buy Western Union money orders, check cashing, pay bills, BISSELL carpet cleaner rental, hunting, and fishing license, send a fax, cheap notary service, make copies
Hours: Open late night until 10 pm or 11 pm

Find a H-E-B grocery store where I can get $5 cash back.

32. Hy-Vee

Hy-Vee has over 260 supermarkets in eight Midwestern states.

Types: Visa, Mastercard, Discover debit cards only
Limit: $60
Fee: No
Other services: Wine and spirit sales, Western Union money transfer and money orders, dry cleaning, Rug Doctor rental, floral, pharmacy
Hours: Various locations offer 24-hour check cashing during business hours

Find a Hy-Vee grocery store that does cash back with a debit card.

33. JayC

JayC has over 60 grocery stores in Indiana.

Types: Debit cards and Discover credit card
Limit: $100
Fee: No
Other services: Lottery, gift cards, fuel, stamps, pharmacy, money services, sells alcohol, buy hair dye

Find a JayC grocery store that gives cash back with a debit card.

34. Jewel-Osco

Jewel-Osco has over 180 grocery stores in the Chicago-area. They don’t cash third-party checks but will give cash back for up to $100.

Types: Debit cards and Discover credit card
Limit: $100
Fee: No
Other services: Western Union money order, wedding flowers, pharmacy, sells alcohol, check cashing, movie rental, Coinstar
Hours: 6 am to midnight

Find a Jewel-Osco grocery store open late that gives cash back with a credit card.

35. Kroger

Kroger has about 2,800 grocery stores and pharmacies in 35 states and is one of the biggest retailers in the world.

Types: Debit cards, Discover credit cards, and personal checks
Limit: $300 on a debit card, $20 for personal checks, $120 for Discover credit card
Fee: Up to $3
Other services: Sell dry ice, money orders, ATM service
Hours: Most locations open at 7 am and close late between 9–11 pm

Find a Kroger grocery store that gives the most cash back with a debit card.

36. Mariano’s

Mariano’s has over 45 grocery stores in the Chicago-area.

Types: Debit cards and Discover credit card
Limit: $100
Fee: No
Other services: Send money via Western Union, Coinstar, long-distance phone cards, check cashing
Hours: Open until 10 pm

Find a Mariano’s grocery store that gives cash back.

37. Meijer

Meijer has over 250 supercenters and over 200 gas stations across the Midwest.

Types: Debit cards and personal checks
Limit: $50 for debit card and $25 on personal checks
Fee: No
Other services: Shipt, gift cards, sells Western Union money orders, fuel centers, stamps, check cashing, 48-hour BISSELL carpet cleaner rental
Hours: Open seven days a week opening at 6 am. Most locations are open from 9 pm to midnight. Many Meijer gas stations are open 24 hours.

Find a Meijer grocery and gas station open 24 hours that gives cash back with personal checks.

38. Publix

Publix has over 1,250 grocery stores in the southeast. They don’t have an ATM that dispenses $5, $1, $50, or $100; you can go to the register at Publix to get cash back.

Types: Debit cards
Limit: $100
Fee: No
Other services: Western Union money transfer, retail gift cards, sell stamps, make photocopies, buy money orders, sell dry ice
Hours: Most stores close between 9–10 pm

Find a Publix that gives cash back on debit cards.

See our guide on can you cash a check at Publix.

39. Raley’s Supermarket

Raley’s Supermarket has over 125 grocery stores across Nevada and Northern California.

Types: Debit cards only
Limit: $10-$60, varies by store location
Fee: No
Other services: MoneyGram money transfer services, bill payments, postage stamps, prepaid cards, gift cards, pharmacy
Hours: 6 am – 11 pm seven days a week

Find a Raley’s Supermarket grocery store where I can get $10 cash back.

40. Ralphs

Ralphs has over 460 grocery stores in California and the Midwest.

Types: Debit cards and Discover credit card
Limit: $200
Fee: $0.50
Other services: Send money, get a money order, pay bills, check to cash, prepaid cards
Hours: Open late night until midnight to 2 am

Find a Ralphs grocery store that gives cash back with a Visa debit card.

41. Safeway

Safeway has over 265 grocery stores in Hawaii and Northern California.

Types: Debit cards or Discover credit card
Limit: $200
Fee: No
Other services: ATM services, sell dry ice, money orders, Rug Doctor Rental, coin to cash machine
Hours: Open until midnight at most locations with some closing between 9 pm or 10 pm

Find a Safeway grocery store that gives the most cash back with a credit card.

42. Save Mart Supermarkets

Save Mart Supermarkets has over 250 grocery stores in California.

Types: Debit cards only
Limit: $200-$300 varies by store
Fee: No
Other services: Sell postage stamps, money orders, and transfers, lift tickets, pharmacy, sell liquor
Hours: Open until 10 pm

Find a Save Mart Supermarkets grocery store that gives the highest cash back with a debit card.

43. Shoppers Food Warehouse

Shoppers Food Warehouse has over 20 supermarkets in Baltimore and Washington DC area.

Types: Debit cards only
Limit: $100 at the self-checkout and $300 at the cash register
Fee: No
Other services: RugDoctor cleaning rentals, Redbox movie rentals, Coinstar, money wires, and money orders
Hours: 6 am – 11 pm, seven days a week

Find a Shoppers Food Warehouse grocery store that gives cash back 7-days a week.

44. ShopRite

ShopRite has over 320 grocery stores in the northeast.

Types: Debit card and Discover credit card
Limit: $200 for debit cards and $120 Discover credit
Fee: No
Other services: Postage stamp sales, money transfers, money order, bus ticket sales
Hours: Open until 10 to midnight

Find a ShopRite grocery store near me that gives cash back.

45. SuperValu

SuperValu has over 2,300 grocery stores also under the brands Save-A-Lot and Cub Foods.

Types: Debit cards, Discover credit card
Limit: $200 for debit cards, $120 for Discover credit cards
Other services: MoneyGram money transfer services, ATM

Find a SuperValu grocery store that gives cash back on a Visa debit card.

46. Tops Friendly Markets

Tops Friendly Markets has over 165 supermarkets in Vermont, Pennsylvania, and New York.

Types: Debit cards and personal check
Limit: $40 at the cash register and $50 at the customer service desk for debits cards; $40 personal check limit
Other services: Money transfers, Coinstar machines, sells money orders, check to cash
Hours: Open until 10 to midnight

Find a Tops Friendly Markets grocery store where I can get 5 dollars cash back.

47. Trader Joe’s

Trader Joe’s has over 500 stores across 42 states known for its low-priced unique foods.

Types: Debit cards
Limit: $50
Fee: No
Hours: 8 am – 9 pm

Find a Trader Joe’s grocery store to get 10 dollars cash back from a debit card.

48. Vons

Vons has over 155 stores across Southern California.

Types: Debit card, Discover credit card, and personal checks
Limit: $200 for debit cards and $25 personal checks
Fee: No
Requirements: Minimum purchase
Other services: ATM, sells MoneyGram and Western Union money orders for a low price, stamps, get keys made at a kiosk
Hours: Most locations are open late until 11 pm or midnight

Find a Vons grocery store that gives the highest cash back on a debit card.

49. Wegmans

Wegmans has over 100 stores across the northeast and North Carolina.

Types: Debit cards, Discover credit card
Limit: $40
Fee: No
Requirements: Cash back on personal check requires a valid ID and a standard Wegmans Shoppers Club Card
Other services: Personal check cashing, Coinstar
Hours: 6 am – 12 am

Find a Wegmans grocery store open late to get extra cash from my debit card.

50. Whole Foods

Whole Foods has about 500 Whole Foods grocery stores across the US known for its organic selection.

Types: Debit cards only
Limit: $100
Fee: No
Other services: Gift cards, meal prep, grocery delivery, flower arrangements, Amazon returns
Hours: 8 am to 9 pm

Find a Whole Foods grocery store that does cash back near me.

51. Winn-Dixie

Winn-Dixie has about 500 grocery stores in the southeast.

Types: Debit cards and Discover credit card
Limit: $100
Fee: No
Other services: Lottery, retail gift cards, floral arrangements, discount event tickets, Western Union money transfer
Hours: Late hours that range from 10 pm to midnight

Find a Winn-Dixie grocery store for cash back on my debit card.

Office Supply Stores That Give Cash Back

Sometimes, you drive to the nearest office supply store to buy ink cartridges for your office printer, staplers, paper clips, or even a good laptop for a college major. Then, you remember that you need some cash for smaller purchases, and your nearest bank branch is some miles away or closed.

Luckily, some office supply stores are places that give cash back to purchasing customers.

52. Staples

Staples has over 1,000 office supply stores across the US.

Types: Debit cards
Limit: $40
Fee: No
Hours: Open until 9 pm, except Sunday’s at 7 pm

Find a Staples office supply store that gives cash back.

Pharmacies That Give Cash Back

Pharmacies, like convenient stores and gas stations, are all around.  According to Wikipedia, there are around 88,000 pharmacies in the US. 

Fortunately, you can get cash back up to $40 from the following pharmacies:

53. CVS

CVS has about 10,000 pharmacies across the US. They don’t have an ATM that dispenses $10, but you can get $10 cash back with your debit card.

Types: Debit cards only
Limit: $35, varies by store
Fee: No
Other services: MoneyGram money orders, gift cards, alcohol, stamps, lottery tickets, COVID vaccines
Hours: Most locations open 24 hours a day

Find a CVS pharmacy that gives cash back 24-hours a day.

54. Rite Aid

Rite Aid has about 2,500 pharmacies across 19 states.

Types: Debit cards only
Limit: $40, varies by store
Fee: No
Other services: Sell liquor, photo development, sell American Express gift cards, make copies

Find a Rite Aid pharmacy to get cash back on my debit card.

55. Walgreens

Walgreens has over 9,000 drugstores across the US.

Types: Debit cards only
Limit: $20
Fee: No
Other services: Coinstar, Western Union money transfer services, sells liquor, COVID vaccines, photo development, make copies
Hours: Vary by locations, but some are open 24-hours

Find a Walgreens pharmacy open late to get money from my debit card.

Retail Stores That Give Cash Back

National and regional retail stores provide great shopping destinations for almost everything. They provide some of the best places to get $ 5 to $10 cash back near you because most of them have store locations in almost every state.

Personal checks are also eligible for cash back in some retail stores.

But don’t just think you can walk into a retail store and ask for a withdrawal. They offer cash back as a strategy to enhance customer experience and win customer loyalty.

Some retail stores have a minimum purchase amount for cash back. The requirements vary by retail chain and can also be different within the same company based on location.

Here are retail stores where you can get $5 cash back.

56. Costco

Costco has over 550 wholesale stores across the US.

Types: Visa debit card only
Limit: $60
Fee: No
Requirements: Must be a Costco warehouse member
Other services: Print business and personal checks, help buying a car from a dealer, auto and home insurance, filtered water delivery, payment processing, RV kitchen essentials, filtered water systems, solar systems, get free air for tires
Hours: Conservative hours and closed on holidays

Find a Costco Warehouse nearby to get cash back from my Visa debit card.

57. Target

Target has over 1,900 retail stores across the US.

Types: Debit card and personal check
Limit: $40 cash back for debit cards and $20 for personal checks
Fee: No
Requirements: ID required for cash back on personal checks; increments of $20 for cash back
Other services: ATM, sell postage stamps, alcohol, pharmacy
Hours: Some locations are open 24-hours a day

Find a Target retail store that gives cash back with a personal check.

58. Walmart

Walmart has over 4,700 retail stores across all the states.

Types: Debit card and personal check
Limit: $100
Fee: No
Requirements: Using a debit card allows multiples of $20, but $20 or less when using a personal check
Other services: Wheel alignment, Coinstar, buy kerosene, postage stamps, cheap haircuts, make keys, cheap trendy clothes, party store that cash checks without an ID
Hours: Most locations are open 24-hours a day

Find a Walmart retail store that gives cash back near me.

See our Walmart check cashing policy and money services guide.

FAQs

What’s the Difference Between Cash Back at Stores vs. Cash Back Apps?

Getting cash back at stores vs. cash back apps can sound confusing.

Cash back at stores is a withdrawal service that merchants extend to their customers as a gesture of good faith. It’s just like going to an ATM to withdraw physical dollar bills for cash purchases.

To save you a trip to the bank, stores allow you to overpay your purchase total and receive extra cash from the cashier.

Cash back apps are reward systems from different credit card companies that allow cardholders earn cash back based on the amount spent. The apps are usually linked to your debit card with a chip to monitor your purchases.

For example, a credit card issuer can entice you to spend more money through the card by offering you to earn 2% cash back on all purchases. That means for every $200 spend through the card, you get $4 back. Your rewards can be combined by using one of the best online coupon sites.

You can redeem your cash back rewards for a check mailed to your house, gift cards from retailers, or via PayPal.

Does Getting Cash Back Show on my Statement?

Getting cash back doesn’t show on your bank statement and only on the receipt. When you look at your bank statement, you will only see a single debit amount charged on your card.

Although your receipt shows two separate amounts for the purchase and cash back, this is only done for store accounting purposes. Otherwise, the transaction just includes your cash back and purchase amount in a single request for payment from the bank.

For example, if you buy $50 of stuff and request $20 cash back, your bank will receive a total debit payment request of $70, and that’s what you’ll see on your statement.

What Places Don’t Give Cash Back Using a Debit Card?

When looking where to get $5 or $10 cash back, it’s important that you know places that don’t give cash back using a credit card. Though the process is simple and straightforward, some places won’t allow you to overpay the purchase amount.

Here are three examples of places that don’t give cash back when using a debit card:

  • Most clothing stores
  • Home goods stores
  • Home furnishings stores

They’re great places to shop but aren’t known for offering money services like cashing checks without an ID or third-party checks. They won’t offer you the convenience of withdrawing cash beyond your purchase.

What are the reasons you need a quick $5 or $10 cash back instantly?

There are everyday things that can require a fast $5 or $10, including:

Where Can I Get $5 Cash Back Summary

The ability to get cash back while running errands offers convenience saves time and money for busy people. It’s also a smart way to save money by avoiding ATM fees for frugal consumers. Grocery stores, discount stores, gas stations, and pharmacies are some great places where you can get a minimum of $5 cash back.

Just purchase something or pay a small transaction fee to qualify for $5 or $10 debit card cash back.

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